Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 39 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
2. 2.Saanvi gets a link: “Click now to win a phone worth ₹10000!” What should Saanvi do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
3. 3.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
4. 4.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
5. 5.A stranger asks Nisha to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
6. 6.Meera’s mother has ₹2100 in her bank account. She pays ₹110 for vegetables and ₹60 for fruit by UPI. How many rupees are left in the account?
7. 7.A message says Diya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
8. 8.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
9. 9.Kabir sees that ₹50000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
10. 10.Kabir’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
11. 11.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
12. 12.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
13. 13.Arjun’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
14. 14.Meera sees that ₹50000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
15. 15.Priya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
16. 16.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
17. 17.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
18. 18.Riya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
19. 19.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
20. 20.Rahul’s mother has ₹1800 in her bank account. She pays ₹60 for medicines and ₹110 for bread by UPI. How many rupees are left in the account?
21. 21.A stranger asks Farhan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
22. 22.Manav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
23. 23.Kabir gets a link: “Click now to win a phone worth ₹1000!” What should Kabir do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
24. 24.Nisha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
25. 25.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
26. 26.Priya sees that ₹25000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
27. 27.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
28. 28.Ananya’s mother has ₹1200 in her bank account. She pays ₹110 for fruit and ₹50 for medicines by UPI. How many rupees are left in the account?
29. 29.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
30. 30.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
31. 31.Dev’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
32. 32.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
33. 33.A stranger asks Aarav to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
34. 34.Ananya sees that ₹50000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
35. 35.Aditya’s mother has ₹2700 in her bank account. She pays ₹170 for milk and ₹70 for medicines by UPI. How many rupees are left in the account?
36. 36.Saanvi’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
37. 37.Nisha’s mother has ₹1400 in her bank account. She pays ₹370 for vegetables and ₹130 for medicines by UPI. How many rupees are left in the account?
38. 38.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
39. 39.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
40. 40.Farhan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids