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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 40 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  2. 2.Kabir’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  3. 3.Tara’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  4. 4.Saanvi’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  5. 5.Joseph’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  6. 6.Meera sees that ₹25000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  7. 7.Saanvi’s mother has ₹2700 in her bank account. She pays ₹270 for milk and ₹260 for medicines by UPI. How many rupees are left in the account?
  8. 8.Manav’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  9. 9.Ishaan’s mother has ₹2100 in her bank account. She pays ₹170 for medicines and ₹140 for vegetables by UPI. How many rupees are left in the account?
  10. 10.Kavya gets a link: “Click now to win a phone worth ₹25000!” What should Kavya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  11. 11.Lakshmi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  12. 12.Ananya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  13. 13.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  14. 14.Joseph’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  15. 15.Isha sees that ₹10000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  16. 16.Vivaan’s mother has ₹1400 in her bank account. She pays ₹130 for a gas cylinder and ₹320 for vegetables by UPI. How many rupees are left in the account?
  17. 17.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  18. 18.Saanvi gets a link: “Click now to win a phone worth ₹500!” What should Saanvi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  19. 19.Priya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  20. 20.Kabir’s mother has ₹2700 in her bank account. She pays ₹330 for fruit and ₹260 for a gas cylinder by UPI. How many rupees are left in the account?
  21. 21.Nisha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  22. 22.Isha gets a link: “Click now to win a phone worth ₹500!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  23. 23.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  24. 24.Vivaan sees that ₹1000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  25. 25.Gurpreet sees that ₹25000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  26. 26.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  27. 27.Meera’s mother has ₹1100 in her bank account. She pays ₹60 for bread and ₹310 for medicines by UPI. How many rupees are left in the account?
  28. 28.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  29. 29.Pooja sees that ₹2000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  30. 30.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  31. 31.Rohan’s mother has ₹2700 in her bank account. She pays ₹50 for vegetables and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
  32. 32.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  33. 33.Arjun’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  34. 34.A message says Aarav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  35. 35.Sneha’s mother has ₹2500 in her bank account. She pays ₹390 for vegetables and ₹200 for a gas cylinder by UPI. How many rupees are left in the account?
  36. 36.A message says Manav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  37. 37.Farhan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  38. 38.Tara gets a link: “Click now to win a phone worth ₹5000!” What should Tara do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  39. 39.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  40. 40.Kavya’s mother has ₹1300 in her bank account. She pays ₹170 for medicines and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?

Answer key

  1. Scanning a QR pays money
  2. The name of the shop
  3. The name of the shop
  4. The name and amount
  5. The name and amount
  6. Tell a parent at once
  7. 2170
  8. The name of the shop
  9. 1790
  10. Ignore it, tell a parent
  11. The name of the shop
  12. The name and amount
  13. No one
  14. The name of the shop
  15. Tell a parent at once
  16. 950
  17. Scanning a QR pays money
  18. Ignore it, tell a parent
  19. The name of the shop
  20. 2110
  21. The name and amount
  22. Ignore it, tell a parent
  23. No PIN to receive money
  24. Tell a parent at once
  25. Tell a parent at once
  26. Never share the OTP
  27. 730
  28. The name and amount
  29. Tell a parent at once
  30. Never share the OTP
  31. 2380
  32. The name of the shop
  33. The name and amount
  34. No PIN to receive money
  35. 1910
  36. No PIN to receive money
  37. The name and amount
  38. Ignore it, tell a parent
  39. No one
  40. 820

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