← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 5 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  2. 2.A stranger asks Pooja to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  3. 3.A message says Aditya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  4. 4.Pooja sees that ₹5000 was sent to a wrong number by mistake. What should Pooja do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  5. 5.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  6. 6.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  7. 7.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹80 for vegetables and ₹60 for milk by UPI. How many rupees are left in the account?
  8. 8.Farhan gets a link: “Click now to win a phone worth ₹2000!” What should Farhan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  9. 9.Sneha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  10. 10.Dev’s mother has ₹2400 in her bank account. She pays ₹340 for milk and ₹210 for fruit by UPI. How many rupees are left in the account?
  11. 11.A message says Rahul has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  12. 12.Lakshmi’s mother has ₹2100 in her bank account. She pays ₹390 for fruit and ₹110 for vegetables by UPI. How many rupees are left in the account?
  13. 13.Aarav’s mother has ₹1900 in her bank account. She pays ₹180 for vegetables and ₹70 for bread by UPI. How many rupees are left in the account?
  14. 14.Kabir’s mother has ₹1100 in her bank account. She pays ₹270 for bread and ₹380 for fruit by UPI. How many rupees are left in the account?
  15. 15.A stranger asks Ananya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  16. 16.Dev’s mother has ₹2500 in her bank account. She pays ₹190 for a gas cylinder and ₹180 for vegetables by UPI. How many rupees are left in the account?
  17. 17.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  18. 18.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  19. 19.Vivaan sees that ₹2000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  20. 20.Lakshmi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  21. 21.Diya sees that ₹2000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  22. 22.Isha’s mother has ₹1700 in her bank account. She pays ₹120 for school books and ₹110 for medicines by UPI. How many rupees are left in the account?
  23. 23.A stranger asks Dev to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  24. 24.Ananya’s mother has ₹2600 in her bank account. She pays ₹190 for a gas cylinder and ₹120 for medicines by UPI. How many rupees are left in the account?
  25. 25.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  26. 26.Joseph gets a link: “Click now to win a phone worth ₹25000!” What should Joseph do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  27. 27.Tara’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  28. 28.Ananya sees that ₹500 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  29. 29.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  30. 30.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  31. 31.Manav gets a link: “Click now to win a phone worth ₹25000!” What should Manav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  32. 32.Diya’s mother has ₹2700 in her bank account. She pays ₹400 for medicines and ₹390 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  34. 34.Lakshmi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  35. 35.Diya gets a link: “Click now to win a phone worth ₹500!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  36. 36.Saanvi’s mother has ₹2700 in her bank account. She pays ₹310 for medicines and ₹160 for vegetables by UPI. How many rupees are left in the account?
  37. 37.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  38. 38.Aarav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  39. 39.Tara’s mother has ₹2000 in her bank account. She pays ₹290 for fruit and ₹80 for school books by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Zoya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money

Answer key

  1. No one
  2. Scanning a QR pays money
  3. No PIN to receive money
  4. Tell a parent at once
  5. The name of the shop
  6. Ignore it, tell a parent
  7. 2260
  8. Ignore it, tell a parent
  9. The name and amount
  10. 1850
  11. No PIN to receive money
  12. 1600
  13. 1650
  14. 450
  15. Scanning a QR pays money
  16. 2130
  17. No one
  18. Never share the OTP
  19. Tell a parent at once
  20. The name and amount
  21. Tell a parent at once
  22. 1470
  23. Scanning a QR pays money
  24. 2290
  25. No one
  26. Ignore it, tell a parent
  27. The name of the shop
  28. Tell a parent at once
  29. Never share the OTP
  30. No PIN to receive money
  31. Ignore it, tell a parent
  32. 1910
  33. Tell a parent at once
  34. The name and amount
  35. Ignore it, tell a parent
  36. 2230
  37. No one
  38. The name of the shop
  39. 1630
  40. Scanning a QR pays money

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids