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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 41 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Manav gets a link: “Click now to win a phone worth ₹5000!” What should Manav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  2. 2.Nisha sees that ₹10000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  3. 3.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  4. 4.Priya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  5. 5.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  6. 6.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  7. 7.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  8. 8.Manav’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  9. 9.Riya sees that ₹2000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  10. 10.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  11. 11.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  12. 12.Vivaan’s mother has ₹1200 in her bank account. She pays ₹130 for milk and ₹350 for a gas cylinder by UPI. How many rupees are left in the account?
  13. 13.A message says Saanvi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  14. 14.Karan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  15. 15.Isha’s mother has ₹2300 in her bank account. She pays ₹340 for vegetables and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  16. 16.Vivaan sees that ₹500 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  17. 17.Lakshmi gets a link: “Click now to win a phone worth ₹10000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  18. 18.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  19. 19.Rahul gets a link: “Click now to win a phone worth ₹1000!” What should Rahul do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  20. 20.A message says Tara has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  21. 21.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  22. 22.Rohan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  23. 23.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  24. 24.Farhan’s mother has ₹1900 in her bank account. She pays ₹190 for medicines and ₹370 for fruit by UPI. How many rupees are left in the account?
  25. 25.Riya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  26. 26.Sneha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  27. 27.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  28. 28.Rahul’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  29. 29.A message says Dev has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  30. 30.A message says Kabir has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  31. 31.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  32. 32.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  33. 33.A stranger asks Kavya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  34. 34.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  35. 35.A stranger asks Lakshmi to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  36. 36.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  37. 37.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  38. 38.A stranger asks Nisha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  39. 39.Isha’s mother has ₹1500 in her bank account. She pays ₹150 for medicines and ₹60 for bread by UPI. How many rupees are left in the account?
  40. 40.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP

Answer key

  1. Ignore it, tell a parent
  2. Tell a parent at once
  3. Never share the OTP
  4. The name and amount
  5. Never share the OTP
  6. The name of the shop
  7. The name of the shop
  8. The name of the shop
  9. Tell a parent at once
  10. Never share the OTP
  11. No one
  12. 720
  13. No PIN to receive money
  14. The name of the shop
  15. 1860
  16. Tell a parent at once
  17. Ignore it, tell a parent
  18. No PIN to receive money
  19. Ignore it, tell a parent
  20. No PIN to receive money
  21. Ignore it, tell a parent
  22. The name of the shop
  23. Scanning a QR pays money
  24. 1340
  25. The name of the shop
  26. The name of the shop
  27. The name of the shop
  28. The name of the shop
  29. No PIN to receive money
  30. No PIN to receive money
  31. Never share the OTP
  32. No one
  33. Scanning a QR pays money
  34. Ignore it, tell a parent
  35. Scanning a QR pays money
  36. Never share the OTP
  37. No PIN to receive money
  38. Scanning a QR pays money
  39. 1290
  40. Never share the OTP

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