Safe Digital Payments Worksheet
The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.
NameDateTime takenScore ___ / 40
- 1.Manav gets a link: “Click now to win a phone worth ₹5000!” What should Manav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
- 2.Nisha sees that ₹10000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
- 3.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
- 4.Priya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
- 5.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 6.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
- 7.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
- 8.Manav’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
- 9.Riya sees that ₹2000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
- 10.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
- 11.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
- 12.Vivaan’s mother has ₹1200 in her bank account. She pays ₹130 for milk and ₹350 for a gas cylinder by UPI. How many rupees are left in the account?
- 13.A message says Saanvi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 14.Karan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
- 15.Isha’s mother has ₹2300 in her bank account. She pays ₹340 for vegetables and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
- 16.Vivaan sees that ₹500 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
- 17.Lakshmi gets a link: “Click now to win a phone worth ₹10000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
- 18.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
- 19.Rahul gets a link: “Click now to win a phone worth ₹1000!” What should Rahul do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 20.A message says Tara has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 21.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 22.Rohan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
- 23.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
- 24.Farhan’s mother has ₹1900 in her bank account. She pays ₹190 for medicines and ₹370 for fruit by UPI. How many rupees are left in the account?
- 25.Riya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
- 26.Sneha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
- 27.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
- 28.Rahul’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
- 29.A message says Dev has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
- 30.A message says Kabir has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
- 31.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
- 32.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
- 33.A stranger asks Kavya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
- 34.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
- 35.A stranger asks Lakshmi to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
- 36.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
- 37.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
- 38.A stranger asks Nisha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
- 39.Isha’s mother has ₹1500 in her bank account. She pays ₹150 for medicines and ₹60 for bread by UPI. How many rupees are left in the account?
- 40.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
Answer key
- Ignore it, tell a parent
- Tell a parent at once
- Never share the OTP
- The name and amount
- Never share the OTP
- The name of the shop
- The name of the shop
- The name of the shop
- Tell a parent at once
- Never share the OTP
- No one
- 720
- No PIN to receive money
- The name of the shop
- 1860
- Tell a parent at once
- Ignore it, tell a parent
- No PIN to receive money
- Ignore it, tell a parent
- No PIN to receive money
- Ignore it, tell a parent
- The name of the shop
- Scanning a QR pays money
- 1340
- The name of the shop
- The name of the shop
- The name of the shop
- The name of the shop
- No PIN to receive money
- No PIN to receive money
- Never share the OTP
- No one
- Scanning a QR pays money
- Ignore it, tell a parent
- Scanning a QR pays money
- Never share the OTP
- No PIN to receive money
- Scanning a QR pays money
- 1290
- Never share the OTP
Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids