Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 42 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Lakshmi’s mother has ₹1500 in her bank account. She pays ₹160 for milk and ₹200 for vegetables by UPI. How many rupees are left in the account?
2. 2.Gurpreet’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
3. 3.Vivaan’s mother has ₹3000 in her bank account. She pays ₹310 for milk and ₹150 for medicines by UPI. How many rupees are left in the account?
4. 4.Ananya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
5. 5.Dev’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
6. 6.Karan’s mother has ₹3000 in her bank account. She pays ₹250 for fruit and ₹160 for milk by UPI. How many rupees are left in the account?
7. 7.Rohan sees that ₹50000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
8. 8.A message says Ananya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
9. 9.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
10. 10.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
11. 11.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
12. 12.A stranger asks Rahul to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
13. 13.Aarav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
14. 14.Rohan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
15. 15.Zoya gets a link: “Click now to win a phone worth ₹25000!” What should Zoya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
16. 16.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
17. 17.Pooja’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
18. 18.Joseph sees that ₹25000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
19. 19.A message says Kabir has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
20. 20.A message says Sneha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
21. 21.Vivaan’s mother has ₹1100 in her bank account. She pays ₹110 for fruit and ₹80 for bread by UPI. How many rupees are left in the account?
22. 22.Diya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
23. 23.Dev’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
24. 24.Kabir’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
25. 25.Vivaan’s mother has ₹3000 in her bank account. She pays ₹260 for medicines and ₹110 for fruit by UPI. How many rupees are left in the account?
26. 26.Sneha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
27. 27.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
28. 28.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
29. 29.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
30. 30.A message says Rahul has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
31. 31.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
32. 32.A stranger asks Ishaan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
33. 33.Aarav gets a link: “Click now to win a phone worth ₹500!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
34. 34.A message says Riya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
35. 35.A stranger asks Diya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
36. 36.Riya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
37. 37.Karan gets a link: “Click now to win a phone worth ₹25000!” What should Karan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
38. 38.Diya sees that ₹10000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
39. 39.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
40. 40.Diya’s mother has ₹2500 in her bank account. She pays ₹70 for vegetables and ₹330 for milk by UPI. How many rupees are left in the account?

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