Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 43 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
2. 2.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
3. 3.Diya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
4. 4.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
5. 5.Zoya’s mother has ₹2500 in her bank account. She pays ₹290 for a gas cylinder and ₹200 for fruit by UPI. How many rupees are left in the account?
6. 6.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
7. 7.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
8. 8.A message says Saanvi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
9. 9.Farhan’s mother has ₹1800 in her bank account. She pays ₹380 for a gas cylinder and ₹340 for medicines by UPI. How many rupees are left in the account?
10. 10.Ananya’s mother has ₹1200 in her bank account. She pays ₹210 for milk and ₹60 for vegetables by UPI. How many rupees are left in the account?
11. 11.Diya gets a link: “Click now to win a phone worth ₹50000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
12. 12.Kabir sees that ₹500 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
13. 13.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
14. 14.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
15. 15.A message says Vivaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
16. 16.A message says Rahul has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
17. 17.Karan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
18. 18.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
19. 19.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
20. 20.A message says Aditya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
21. 21.A message says Tara has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
22. 22.Lakshmi’s mother has ₹1300 in her bank account. She pays ₹110 for vegetables and ₹360 for school books by UPI. How many rupees are left in the account?
23. 23.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
24. 24.Diya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
25. 25.Diya’s mother has ₹2100 in her bank account. She pays ₹150 for bread and ₹100 for school books by UPI. How many rupees are left in the account?
26. 26.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
27. 27.A stranger asks Riya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
28. 28.Aditya’s mother has ₹2700 in her bank account. She pays ₹260 for fruit and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
29. 29.Riya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
30. 30.Ananya’s mother has ₹1500 in her bank account. She pays ₹100 for school books and ₹190 for milk by UPI. How many rupees are left in the account?
31. 31.Ishaan sees that ₹5000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
32. 32.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
33. 33.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
34. 34.Nisha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
35. 35.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
36. 36.Ananya sees that ₹25000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
37. 37.A stranger asks Priya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
38. 38.Zoya’s mother has ₹1100 in her bank account. She pays ₹220 for fruit and ₹330 for medicines by UPI. How many rupees are left in the account?
39. 39.Rohan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
40. 40.Tara gets a link: “Click now to win a phone worth ₹50000!” What should Tara do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent

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