Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 44 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Vivaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
2. 2.Karan gets a link: “Click now to win a phone worth ₹25000!” What should Karan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
3. 3.Aditya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
4. 4.A message says Riya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
6. 6.A message says Diya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
7. 7.Aditya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
8. 8.Riya gets a link: “Click now to win a phone worth ₹5000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
9. 9.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
10. 10.A stranger asks Vivaan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
11. 11.Kavya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
12. 12.Nisha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
13. 13.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
14. 14.Pooja’s mother has ₹2900 in her bank account. She pays ₹390 for milk and ₹360 for school books by UPI. How many rupees are left in the account?
15. 15.Isha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
16. 16.Saanvi’s mother has ₹1100 in her bank account. She pays ₹350 for bread and ₹90 for medicines by UPI. How many rupees are left in the account?
17. 17.Manav’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
18. 18.A stranger asks Lakshmi to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
19. 19.Isha sees that ₹10000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
20. 20.Gurpreet’s mother has ₹1300 in her bank account. She pays ₹210 for milk and ₹130 for medicines by UPI. How many rupees are left in the account?
21. 21.Priya sees that ₹50000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
22. 22.Rohan gets a link: “Click now to win a phone worth ₹50000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
23. 23.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
24. 24.Sneha gets a link: “Click now to win a phone worth ₹50000!” What should Sneha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
25. 25.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
26. 26.A stranger asks Rahul to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
27. 27.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
28. 28.Kabir sees that ₹25000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
29. 29.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
30. 30.Ananya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
31. 31.Farhan sees that ₹50000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
32. 32.Sneha sees that ₹10000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
33. 33.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
34. 34.Gurpreet’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
35. 35.Rohan sees that ₹25000 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
36. 36.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
37. 37.Karan’s mother has ₹1500 in her bank account. She pays ₹200 for vegetables and ₹160 for a gas cylinder by UPI. How many rupees are left in the account?
38. 38.Rahul’s mother has ₹1900 in her bank account. She pays ₹320 for school books and ₹120 for medicines by UPI. How many rupees are left in the account?
39. 39.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
40. 40.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop

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