Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 45 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Meera’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
2. 2.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
3. 3.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
4. 4.Kavya’s mother has ₹3000 in her bank account. She pays ₹220 for vegetables and ₹340 for milk by UPI. How many rupees are left in the account?
5. 5.Aarav sees that ₹50000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
6. 6.Kabir’s mother has ₹1200 in her bank account. She pays ₹390 for bread and ₹350 for vegetables by UPI. How many rupees are left in the account?
7. 7.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
8. 8.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
9. 9.Ananya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
10. 10.Riya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
11. 11.A message says Dev has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
12. 12.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
13. 13.Priya’s mother has ₹1400 in her bank account. She pays ₹290 for fruit and ₹120 for vegetables by UPI. How many rupees are left in the account?
14. 14.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
15. 15.Dev’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
16. 16.Tara gets a link: “Click now to win a phone worth ₹50000!” What should Tara do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
17. 17.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
18. 18.Vivaan gets a link: “Click now to win a phone worth ₹50000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
19. 19.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
20. 20.Tara’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
21. 21.Lakshmi gets a link: “Click now to win a phone worth ₹10000!” What should Lakshmi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
22. 22.Meera gets a link: “Click now to win a phone worth ₹5000!” What should Meera do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
23. 23.Ishaan’s mother has ₹1500 in her bank account. She pays ₹310 for school books and ₹280 for medicines by UPI. How many rupees are left in the account?
24. 24.Dev’s mother has ₹2800 in her bank account. She pays ₹140 for a gas cylinder and ₹320 for bread by UPI. How many rupees are left in the account?
25. 25.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
26. 26.Gurpreet’s mother has ₹1800 in her bank account. She pays ₹100 for school books and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
27. 27.A message says Aarav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
28. 28.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
29. 29.Pooja’s mother has ₹1300 in her bank account. She pays ₹90 for medicines and ₹80 for vegetables by UPI. How many rupees are left in the account?
30. 30.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
31. 31.Pooja’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
32. 32.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
33. 33.Zoya’s mother has ₹1900 in her bank account. She pays ₹390 for bread and ₹110 for fruit by UPI. How many rupees are left in the account?
34. 34.Pooja gets a link: “Click now to win a phone worth ₹25000!” What should Pooja do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
35. 35.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
36. 36.Ananya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
37. 37.Ishaan’s mother has ₹1600 in her bank account. She pays ₹50 for vegetables and ₹220 for medicines by UPI. How many rupees are left in the account?
38. 38.A message says Pooja has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
39. 39.Kabir’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
40. 40.Riya’s mother has ₹1900 in her bank account. She pays ₹190 for school books and ₹220 for bread by UPI. How many rupees are left in the account?

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