Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 46 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Nisha’s mother has ₹2700 in her bank account. She pays ₹280 for vegetables and ₹380 for medicines by UPI. How many rupees are left in the account?
2. 2.Aarav’s mother has ₹1500 in her bank account. She pays ₹200 for a gas cylinder and ₹330 for fruit by UPI. How many rupees are left in the account?
3. 3.Manav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
4. 4.Farhan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
5. 5.Dev’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
6. 6.A message says Arjun has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
7. 7.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
8. 8.Meera gets a link: “Click now to win a phone worth ₹10000!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
9. 9.Aarav’s mother has ₹1500 in her bank account. She pays ₹200 for bread and ₹370 for medicines by UPI. How many rupees are left in the account?
10. 10.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
11. 11.Zoya’s mother has ₹2600 in her bank account. She pays ₹390 for school books and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
12. 12.Kavya’s mother has ₹3000 in her bank account. She pays ₹130 for a gas cylinder and ₹270 for medicines by UPI. How many rupees are left in the account?
13. 13.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
14. 14.A stranger asks Nisha to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
15. 15.Pooja’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
16. 16.Pooja’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
17. 17.A message says Gurpreet has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
18. 18.Aarav’s mother has ₹2800 in her bank account. She pays ₹130 for fruit and ₹160 for school books by UPI. How many rupees are left in the account?
19. 19.A message says Karan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
20. 20.Priya gets a link: “Click now to win a phone worth ₹25000!” What should Priya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
21. 21.Sneha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
22. 22.Karan’s mother has ₹1600 in her bank account. She pays ₹220 for vegetables and ₹90 for school books by UPI. How many rupees are left in the account?
23. 23.Rahul sees that ₹50000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
24. 24.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
25. 25.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
26. 26.Priya gets a link: “Click now to win a phone worth ₹1000!” What should Priya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
27. 27.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
28. 28.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
29. 29.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
30. 30.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
31. 31.Kavya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
32. 32.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
33. 33.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
34. 34.Dev’s mother has ₹1400 in her bank account. She pays ₹310 for vegetables and ₹80 for school books by UPI. How many rupees are left in the account?
35. 35.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
36. 36.Riya’s mother has ₹2500 in her bank account. She pays ₹80 for fruit and ₹150 for school books by UPI. How many rupees are left in the account?
37. 37.Kabir’s mother has ₹1400 in her bank account. She pays ₹300 for bread and ₹190 for vegetables by UPI. How many rupees are left in the account?
38. 38.Manav’s mother has ₹1600 in her bank account. She pays ₹280 for milk and ₹130 for vegetables by UPI. How many rupees are left in the account?
39. 39.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
40. 40.Ananya’s mother has ₹2900 in her bank account. She pays ₹360 for medicines and ₹330 for school books by UPI. How many rupees are left in the account?

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