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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 47 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  2. 2.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  3. 3.A message says Kabir has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  4. 4.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  5. 5.Dev’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  6. 6.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  7. 7.Karan sees that ₹2000 was sent to a wrong number by mistake. What should Karan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  8. 8.Farhan sees that ₹1000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  9. 9.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  10. 10.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  11. 11.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  12. 12.Manav’s mother has ₹1000 in her bank account. She pays ₹220 for fruit and ₹60 for milk by UPI. How many rupees are left in the account?
  13. 13.A stranger asks Tara to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  14. 14.Isha sees that ₹2000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  15. 15.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  16. 16.A stranger asks Meera to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  17. 17.Aarav’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  18. 18.A stranger asks Vivaan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  19. 19.A stranger asks Meera to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  20. 20.Lakshmi sees that ₹25000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  21. 21.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  22. 22.Tara’s mother has ₹2900 in her bank account. She pays ₹110 for milk and ₹110 for fruit by UPI. How many rupees are left in the account?
  23. 23.Priya’s mother has ₹1100 in her bank account. She pays ₹120 for fruit and ₹120 for milk by UPI. How many rupees are left in the account?
  24. 24.Lakshmi sees that ₹5000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  25. 25.Nisha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  26. 26.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  27. 27.Farhan’s mother has ₹1500 in her bank account. She pays ₹330 for school books and ₹160 for bread by UPI. How many rupees are left in the account?
  28. 28.A message says Ishaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  29. 29.Manav’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  30. 30.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  31. 31.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  32. 32.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  33. 33.A stranger asks Kavya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  34. 34.Meera’s mother has ₹1100 in her bank account. She pays ₹110 for milk and ₹150 for vegetables by UPI. How many rupees are left in the account?
  35. 35.Diya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  36. 36.Manav’s mother has ₹1100 in her bank account. She pays ₹150 for bread and ₹310 for milk by UPI. How many rupees are left in the account?
  37. 37.Aarav gets a link: “Click now to win a phone worth ₹1000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  38. 38.Meera’s mother has ₹1400 in her bank account. She pays ₹160 for medicines and ₹290 for bread by UPI. How many rupees are left in the account?
  39. 39.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  40. 40.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school

Answer key

  1. No one
  2. No one
  3. No PIN to receive money
  4. The name of the shop
  5. The name of the shop
  6. Scanning a QR pays money
  7. Tell a parent at once
  8. Tell a parent at once
  9. Never share the OTP
  10. The name and amount
  11. Never share the OTP
  12. 720
  13. Scanning a QR pays money
  14. Tell a parent at once
  15. Never share the OTP
  16. Scanning a QR pays money
  17. The name and amount
  18. Scanning a QR pays money
  19. Scanning a QR pays money
  20. Tell a parent at once
  21. No one
  22. 2680
  23. 860
  24. Tell a parent at once
  25. The name and amount
  26. Never share the OTP
  27. 1010
  28. No PIN to receive money
  29. The name of the shop
  30. The name of the shop
  31. The name and amount
  32. No one
  33. Scanning a QR pays money
  34. 840
  35. The name and amount
  36. 640
  37. Ignore it, tell a parent
  38. 950
  39. No PIN to receive money
  40. No one

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