Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 48 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Karan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
2. 2.Ishaan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
3. 3.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
4. 4.Farhan’s mother has ₹1800 in her bank account. She pays ₹110 for milk and ₹80 for medicines by UPI. How many rupees are left in the account?
5. 5.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
6. 6.Diya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
7. 7.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
8. 8.Priya gets a link: “Click now to win a phone worth ₹1000!” What should Priya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
9. 9.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
10. 10.A stranger asks Rohan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
11. 11.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
12. 12.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
13. 13.Isha’s mother has ₹1700 in her bank account. She pays ₹100 for vegetables and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.A stranger asks Kavya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
15. 15.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
16. 16.Vivaan sees that ₹25000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
17. 17.Kabir’s mother has ₹1200 in her bank account. She pays ₹220 for school books and ₹100 for bread by UPI. How many rupees are left in the account?
18. 18.Isha gets a link: “Click now to win a phone worth ₹2000!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
19. 19.Ishaan gets a link: “Click now to win a phone worth ₹1000!” What should Ishaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
20. 20.Kavya’s mother has ₹2800 in her bank account. She pays ₹80 for vegetables and ₹50 for milk by UPI. How many rupees are left in the account?
21. 21.A stranger asks Zoya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
22. 22.A stranger asks Sneha to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
23. 23.A stranger asks Joseph to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
24. 24.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
25. 25.A stranger asks Priya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
26. 26.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
27. 27.Ishaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
28. 28.Isha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
29. 29.Sneha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
30. 30.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
31. 31.A stranger asks Lakshmi to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
32. 32.Pooja’s mother has ₹1400 in her bank account. She pays ₹310 for fruit and ₹250 for vegetables by UPI. How many rupees are left in the account?
33. 33.Nisha’s mother has ₹2700 in her bank account. She pays ₹320 for milk and ₹120 for vegetables by UPI. How many rupees are left in the account?
34. 34.Vivaan sees that ₹50000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
35. 35.Meera’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
36. 36.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
37. 37.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
38. 38.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
39. 39.Rahul’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
40. 40.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out

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