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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 49 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Isha to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  2. 2.Kavya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  3. 3.Sneha sees that ₹1000 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  4. 4.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  5. 5.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  6. 6.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  7. 7.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  8. 8.A message says Karan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  9. 9.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  10. 10.Tara gets a link: “Click now to win a phone worth ₹5000!” What should Tara do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  11. 11.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  12. 12.Sneha sees that ₹500 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  13. 13.Saanvi’s mother has ₹2300 in her bank account. She pays ₹150 for school books and ₹280 for bread by UPI. How many rupees are left in the account?
  14. 14.Farhan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  15. 15.Farhan’s mother has ₹1000 in her bank account. She pays ₹370 for bread and ₹160 for vegetables by UPI. How many rupees are left in the account?
  16. 16.A stranger asks Saanvi to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  17. 17.A message says Meera has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  18. 18.A stranger asks Rahul to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  19. 19.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  20. 20.Arjun sees that ₹1000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  21. 21.A stranger asks Diya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  22. 22.Sneha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  23. 23.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  24. 24.Meera gets a link: “Click now to win a phone worth ₹500!” What should Meera do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  25. 25.Priya’s mother has ₹1900 in her bank account. She pays ₹330 for vegetables and ₹280 for fruit by UPI. How many rupees are left in the account?
  26. 26.Pooja’s mother has ₹2400 in her bank account. She pays ₹210 for a gas cylinder and ₹120 for milk by UPI. How many rupees are left in the account?
  27. 27.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  28. 28.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  29. 29.Zoya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  30. 30.Nisha sees that ₹25000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  31. 31.Gurpreet’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  32. 32.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  33. 33.Manav’s mother has ₹3000 in her bank account. She pays ₹120 for milk and ₹320 for fruit by UPI. How many rupees are left in the account?
  34. 34.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  35. 35.Rahul’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  36. 36.Riya sees that ₹1000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  37. 37.Aarav’s mother has ₹2900 in her bank account. She pays ₹150 for a gas cylinder and ₹340 for medicines by UPI. How many rupees are left in the account?
  38. 38.Meera gets a link: “Click now to win a phone worth ₹10000!” What should Meera do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  39. 39.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  40. 40.Pooja’s mother has ₹1400 in her bank account. She pays ₹190 for school books and ₹100 for milk by UPI. How many rupees are left in the account?

Answer key

  1. Scanning a QR pays money
  2. The name and amount
  3. Tell a parent at once
  4. No one
  5. Never share the OTP
  6. Never share the OTP
  7. No one
  8. No PIN to receive money
  9. No one
  10. Ignore it, tell a parent
  11. Ignore it, tell a parent
  12. Tell a parent at once
  13. 1870
  14. The name and amount
  15. 470
  16. Scanning a QR pays money
  17. No PIN to receive money
  18. Scanning a QR pays money
  19. No PIN to receive money
  20. Tell a parent at once
  21. Scanning a QR pays money
  22. The name of the shop
  23. No one
  24. Ignore it, tell a parent
  25. 1290
  26. 2070
  27. Never share the OTP
  28. No one
  29. The name and amount
  30. Tell a parent at once
  31. The name of the shop
  32. No one
  33. 2560
  34. Never share the OTP
  35. The name and amount
  36. Tell a parent at once
  37. 2410
  38. Ignore it, tell a parent
  39. Ignore it, tell a parent
  40. 1110

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