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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 50 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Isha’s mother has ₹1600 in her bank account. She pays ₹70 for school books and ₹90 for bread by UPI. How many rupees are left in the account?
  2. 2.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  3. 3.Kabir’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  4. 4.A stranger asks Farhan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  5. 5.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  6. 6.Tara gets a link: “Click now to win a phone worth ₹500!” What should Tara do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  7. 7.A stranger asks Priya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  8. 8.Ananya’s mother has ₹2100 in her bank account. She pays ₹100 for milk and ₹110 for bread by UPI. How many rupees are left in the account?
  9. 9.Arjun’s mother has ₹2000 in her bank account. She pays ₹260 for milk and ₹70 for a gas cylinder by UPI. How many rupees are left in the account?
  10. 10.Joseph’s mother has ₹2700 in her bank account. She pays ₹360 for a gas cylinder and ₹360 for vegetables by UPI. How many rupees are left in the account?
  11. 11.Isha’s mother has ₹2100 in her bank account. She pays ₹390 for vegetables and ₹380 for medicines by UPI. How many rupees are left in the account?
  12. 12.A message says Karan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  13. 13.Farhan sees that ₹500 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  14. 14.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  15. 15.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  16. 16.Diya’s mother has ₹1500 in her bank account. She pays ₹90 for milk and ₹80 for fruit by UPI. How many rupees are left in the account?
  17. 17.Vivaan’s mother has ₹1000 in her bank account. She pays ₹80 for vegetables and ₹260 for school books by UPI. How many rupees are left in the account?
  18. 18.Isha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  19. 19.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  20. 20.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  21. 21.Saanvi’s mother has ₹3000 in her bank account. She pays ₹370 for bread and ₹200 for milk by UPI. How many rupees are left in the account?
  22. 22.Manav’s mother has ₹1200 in her bank account. She pays ₹160 for milk and ₹400 for fruit by UPI. How many rupees are left in the account?
  23. 23.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  24. 24.Vivaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  25. 25.Karan gets a link: “Click now to win a phone worth ₹10000!” What should Karan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  26. 26.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  27. 27.A message says Ishaan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  28. 28.Lakshmi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  29. 29.Ananya’s mother has ₹2900 in her bank account. She pays ₹310 for medicines and ₹160 for fruit by UPI. How many rupees are left in the account?
  30. 30.Karan’s mother has ₹1900 in her bank account. She pays ₹270 for vegetables and ₹160 for milk by UPI. How many rupees are left in the account?
  31. 31.Rohan’s mother has ₹1300 in her bank account. She pays ₹150 for vegetables and ₹200 for a gas cylinder by UPI. How many rupees are left in the account?
  32. 32.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  33. 33.Rahul’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  34. 34.Rahul’s mother has ₹3000 in her bank account. She pays ₹110 for a gas cylinder and ₹110 for bread by UPI. How many rupees are left in the account?
  35. 35.Farhan’s mother has ₹3000 in her bank account. She pays ₹50 for milk and ₹110 for bread by UPI. How many rupees are left in the account?
  36. 36.Kavya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  37. 37.Joseph’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  38. 38.Tara gets a link: “Click now to win a phone worth ₹1000!” What should Tara do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  39. 39.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  40. 40.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP

Answer key

  1. 1440
  2. Scanning a QR pays money
  3. The name and amount
  4. Scanning a QR pays money
  5. No one
  6. Ignore it, tell a parent
  7. Scanning a QR pays money
  8. 1890
  9. 1670
  10. 1980
  11. 1330
  12. No PIN to receive money
  13. Tell a parent at once
  14. The name of the shop
  15. No one
  16. 1330
  17. 660
  18. The name and amount
  19. Tell a parent at once
  20. Never share the OTP
  21. 2430
  22. 640
  23. No one
  24. The name of the shop
  25. Ignore it, tell a parent
  26. The name of the shop
  27. No PIN to receive money
  28. The name and amount
  29. 2430
  30. 1470
  31. 950
  32. No PIN to receive money
  33. The name and amount
  34. 2780
  35. 2840
  36. The name and amount
  37. The name of the shop
  38. Ignore it, tell a parent
  39. The name of the shop
  40. Never share the OTP

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