Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 6 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
2. 2.Riya gets a link: “Click now to win a phone worth ₹1000!” What should Riya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
3. 3.Kabir’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
4. 4.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
5. 5.Diya’s mother has ₹1600 in her bank account. She pays ₹400 for school books and ₹60 for fruit by UPI. How many rupees are left in the account?
6. 6.A message says Karan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
7. 7.Dev’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
8. 8.A message says Arjun has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
9. 9.Karan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
10. 10.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
11. 11.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
12. 12.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
13. 13.Diya sees that ₹5000 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
14. 14.A message says Zoya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
15. 15.A stranger asks Arjun to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
16. 16.A message says Sneha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
17. 17.Arjun’s mother has ₹1800 in her bank account. She pays ₹160 for a gas cylinder and ₹50 for milk by UPI. How many rupees are left in the account?
18. 18.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
19. 19.Meera’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
20. 20.Kavya gets a link: “Click now to win a phone worth ₹5000!” What should Kavya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
21. 21.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
22. 22.Priya’s mother has ₹1200 in her bank account. She pays ₹260 for vegetables and ₹160 for a gas cylinder by UPI. How many rupees are left in the account?
23. 23.Zoya’s mother has ₹3000 in her bank account. She pays ₹60 for a gas cylinder and ₹240 for milk by UPI. How many rupees are left in the account?
24. 24.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
25. 25.Kavya’s mother has ₹1400 in her bank account. She pays ₹140 for fruit and ₹100 for bread by UPI. How many rupees are left in the account?
26. 26.Meera’s mother has ₹2400 in her bank account. She pays ₹380 for milk and ₹80 for a gas cylinder by UPI. How many rupees are left in the account?
27. 27.Farhan’s mother has ₹2400 in her bank account. She pays ₹70 for a gas cylinder and ₹330 for medicines by UPI. How many rupees are left in the account?
28. 28.Farhan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
29. 29.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
30. 30.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
31. 31.Kavya’s mother has ₹2800 in her bank account. She pays ₹290 for medicines and ₹190 for bread by UPI. How many rupees are left in the account?
32. 32.Ishaan’s mother has ₹1700 in her bank account. She pays ₹230 for a gas cylinder and ₹70 for vegetables by UPI. How many rupees are left in the account?
33. 33.Dev sees that ₹1000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
34. 34.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
35. 35.A message says Rahul has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
36. 36.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
37. 37.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
38. 38.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
39. 39.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
40. 40.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank

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