← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 51 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Nisha sees that ₹1000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  2. 2.A message says Nisha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  3. 3.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  4. 4.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  5. 5.A stranger asks Sneha to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  6. 6.Zoya’s mother has ₹2200 in her bank account. She pays ₹280 for vegetables and ₹240 for school books by UPI. How many rupees are left in the account?
  7. 7.A stranger asks Farhan to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  8. 8.Nisha’s mother has ₹3000 in her bank account. She pays ₹370 for milk and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
  9. 9.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  10. 10.A stranger asks Meera to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  11. 11.Aditya sees that ₹50000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  12. 12.Kabir sees that ₹50000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  13. 13.Zoya’s mother has ₹1500 in her bank account. She pays ₹330 for medicines and ₹100 for milk by UPI. How many rupees are left in the account?
  14. 14.Farhan sees that ₹50000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  15. 15.Saanvi’s mother has ₹1100 in her bank account. She pays ₹170 for a gas cylinder and ₹120 for bread by UPI. How many rupees are left in the account?
  16. 16.Arjun’s mother has ₹2300 in her bank account. She pays ₹110 for a gas cylinder and ₹190 for medicines by UPI. How many rupees are left in the account?
  17. 17.Diya gets a link: “Click now to win a phone worth ₹5000!” What should Diya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  18. 18.Rohan’s mother has ₹2400 in her bank account. She pays ₹390 for medicines and ₹110 for a gas cylinder by UPI. How many rupees are left in the account?
  19. 19.Ananya gets a link: “Click now to win a phone worth ₹2000!” What should Ananya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  20. 20.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  21. 21.Meera sees that ₹1000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  22. 22.Aditya gets a link: “Click now to win a phone worth ₹50000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  23. 23.Manav sees that ₹1000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  24. 24.Pooja’s mother has ₹2300 in her bank account. She pays ₹50 for milk and ₹200 for vegetables by UPI. How many rupees are left in the account?
  25. 25.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  26. 26.Ishaan sees that ₹50000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  27. 27.Zoya sees that ₹50000 was sent to a wrong number by mistake. What should Zoya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  28. 28.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  29. 29.A stranger asks Gurpreet to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  30. 30.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  31. 31.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  32. 32.Rahul’s mother has ₹2600 in her bank account. She pays ₹120 for milk and ₹360 for bread by UPI. How many rupees are left in the account?
  33. 33.Meera sees that ₹5000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  34. 34.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  35. 35.Tara gets a link: “Click now to win a phone worth ₹500!” What should Tara do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  36. 36.Joseph’s mother has ₹2200 in her bank account. She pays ₹110 for fruit and ₹120 for bread by UPI. How many rupees are left in the account?
  37. 37.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  38. 38.Arjun’s mother has ₹2600 in her bank account. She pays ₹310 for milk and ₹90 for medicines by UPI. How many rupees are left in the account?
  39. 39.Kavya’s mother has ₹1300 in her bank account. She pays ₹50 for milk and ₹190 for a gas cylinder by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Saanvi to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

Answer key

  1. Tell a parent at once
  2. No PIN to receive money
  3. Never share the OTP
  4. Never share the OTP
  5. Scanning a QR pays money
  6. 1680
  7. Scanning a QR pays money
  8. 2230
  9. No one
  10. Scanning a QR pays money
  11. Tell a parent at once
  12. Tell a parent at once
  13. 1070
  14. Tell a parent at once
  15. 810
  16. 2000
  17. Ignore it, tell a parent
  18. 1900
  19. Ignore it, tell a parent
  20. Scanning a QR pays money
  21. Tell a parent at once
  22. Ignore it, tell a parent
  23. Tell a parent at once
  24. 2050
  25. Never share the OTP
  26. Tell a parent at once
  27. Tell a parent at once
  28. No one
  29. Scanning a QR pays money
  30. Never share the OTP
  31. The name of the shop
  32. 2120
  33. Tell a parent at once
  34. Ignore it, tell a parent
  35. Ignore it, tell a parent
  36. 1970
  37. The name of the shop
  38. 2200
  39. 1060
  40. Scanning a QR pays money

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids