← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 52 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Rahul to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  2. 2.A message says Karan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  3. 3.Karan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  4. 4.Lakshmi gets a link: “Click now to win a phone worth ₹25000!” What should Lakshmi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  5. 5.Meera gets a link: “Click now to win a phone worth ₹5000!” What should Meera do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  6. 6.A message says Dev has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  7. 7.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  8. 8.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  9. 9.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  10. 10.Karan’s mother has ₹2800 in her bank account. She pays ₹170 for fruit and ₹70 for milk by UPI. How many rupees are left in the account?
  11. 11.Meera’s mother has ₹2900 in her bank account. She pays ₹310 for milk and ₹270 for school books by UPI. How many rupees are left in the account?
  12. 12.Arjun’s mother has ₹1300 in her bank account. She pays ₹170 for a gas cylinder and ₹270 for milk by UPI. How many rupees are left in the account?
  13. 13.Aarav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  14. 14.A stranger asks Joseph to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  15. 15.Lakshmi’s mother has ₹1100 in her bank account. She pays ₹170 for fruit and ₹300 for bread by UPI. How many rupees are left in the account?
  16. 16.Sneha sees that ₹10000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  17. 17.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  18. 18.A message says Ishaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  19. 19.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  20. 20.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  21. 21.Tara’s mother has ₹2600 in her bank account. She pays ₹60 for bread and ₹110 for school books by UPI. How many rupees are left in the account?
  22. 22.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  23. 23.Rohan’s mother has ₹2600 in her bank account. She pays ₹180 for a gas cylinder and ₹380 for school books by UPI. How many rupees are left in the account?
  24. 24.Diya’s mother has ₹1100 in her bank account. She pays ₹190 for school books and ₹130 for vegetables by UPI. How many rupees are left in the account?
  25. 25.Diya’s mother has ₹2200 in her bank account. She pays ₹360 for medicines and ₹110 for a gas cylinder by UPI. How many rupees are left in the account?
  26. 26.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  27. 27.Meera’s mother has ₹1500 in her bank account. She pays ₹290 for medicines and ₹350 for bread by UPI. How many rupees are left in the account?
  28. 28.A stranger asks Kabir to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  29. 29.Pooja’s mother has ₹2000 in her bank account. She pays ₹390 for a gas cylinder and ₹350 for bread by UPI. How many rupees are left in the account?
  30. 30.Kavya’s mother has ₹1600 in her bank account. She pays ₹60 for vegetables and ₹160 for school books by UPI. How many rupees are left in the account?
  31. 31.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  32. 32.A message says Meera has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  33. 33.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  34. 34.Kavya gets a link: “Click now to win a phone worth ₹2000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  35. 35.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  36. 36.Isha gets a link: “Click now to win a phone worth ₹25000!” What should Isha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  37. 37.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  38. 38.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  39. 39.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  40. 40.Sneha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount

Answer key

  1. Scanning a QR pays money
  2. No PIN to receive money
  3. The name of the shop
  4. Ignore it, tell a parent
  5. Ignore it, tell a parent
  6. No PIN to receive money
  7. No one
  8. Scanning a QR pays money
  9. No one
  10. 2560
  11. 2320
  12. 860
  13. The name of the shop
  14. Scanning a QR pays money
  15. 630
  16. Tell a parent at once
  17. Never share the OTP
  18. No PIN to receive money
  19. Never share the OTP
  20. Never share the OTP
  21. 2430
  22. No one
  23. 2040
  24. 780
  25. 1730
  26. No PIN to receive money
  27. 860
  28. Scanning a QR pays money
  29. 1260
  30. 1380
  31. No PIN to receive money
  32. No PIN to receive money
  33. No one
  34. Ignore it, tell a parent
  35. No one
  36. Ignore it, tell a parent
  37. Never share the OTP
  38. Never share the OTP
  39. No PIN to receive money
  40. The name and amount

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids