Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 53 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya’s mother has ₹2500 in her bank account. She pays ₹120 for a gas cylinder and ₹360 for vegetables by UPI. How many rupees are left in the account?
2. 2.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
3. 3.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
4. 4.A stranger asks Kavya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
5. 5.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
6. 6.A message says Aditya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
7. 7.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
8. 8.Ishaan sees that ₹500 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
9. 9.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
10. 10.Dev sees that ₹1000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
11. 11.A message says Nisha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
12. 12.Nisha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
13. 13.Ishaan’s mother has ₹2300 in her bank account. She pays ₹390 for a gas cylinder and ₹290 for milk by UPI. How many rupees are left in the account?
14. 14.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
15. 15.A stranger asks Ananya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
16. 16.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
17. 17.Lakshmi’s mother has ₹2600 in her bank account. She pays ₹60 for milk and ₹280 for vegetables by UPI. How many rupees are left in the account?
18. 18.A stranger asks Kavya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
19. 19.Diya gets a link: “Click now to win a phone worth ₹2000!” What should Diya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
20. 20.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
21. 21.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
22. 22.Dev’s mother has ₹2200 in her bank account. She pays ₹120 for milk and ₹120 for vegetables by UPI. How many rupees are left in the account?
23. 23.Isha gets a link: “Click now to win a phone worth ₹1000!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
24. 24.Aditya’s mother has ₹1000 in her bank account. She pays ₹330 for vegetables and ₹190 for milk by UPI. How many rupees are left in the account?
25. 25.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
26. 26.Kavya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
27. 27.A message says Nisha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
28. 28.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
29. 29.Riya’s mother has ₹2300 in her bank account. She pays ₹280 for milk and ₹230 for fruit by UPI. How many rupees are left in the account?
30. 30.Manav gets a link: “Click now to win a phone worth ₹1000!” What should Manav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
31. 31.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
32. 32.Aditya sees that ₹1000 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
33. 33.A stranger asks Vivaan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
34. 34.Isha sees that ₹50000 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
35. 35.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
36. 36.Karan’s mother has ₹1800 in her bank account. She pays ₹50 for vegetables and ₹70 for fruit by UPI. How many rupees are left in the account?
37. 37.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
38. 38.A stranger asks Rohan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
39. 39.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
40. 40.A message says Riya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids