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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 54 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  2. 2.Diya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  3. 3.Priya’s mother has ₹1500 in her bank account. She pays ₹310 for vegetables and ₹170 for medicines by UPI. How many rupees are left in the account?
  4. 4.Priya’s mother has ₹1500 in her bank account. She pays ₹340 for vegetables and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
  5. 5.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  6. 6.Gurpreet’s mother has ₹2800 in her bank account. She pays ₹70 for vegetables and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
  7. 7.Priya’s mother has ₹1800 in her bank account. She pays ₹140 for bread and ₹60 for vegetables by UPI. How many rupees are left in the account?
  8. 8.Meera’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  9. 9.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  10. 10.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  11. 11.Ananya’s mother has ₹2300 in her bank account. She pays ₹200 for medicines and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
  12. 12.Diya gets a link: “Click now to win a phone worth ₹1000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  13. 13.Ishaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  14. 14.Rohan’s mother has ₹2200 in her bank account. She pays ₹150 for bread and ₹220 for vegetables by UPI. How many rupees are left in the account?
  15. 15.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  16. 16.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  17. 17.Ishaan’s mother has ₹1700 in her bank account. She pays ₹50 for medicines and ₹160 for school books by UPI. How many rupees are left in the account?
  18. 18.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  19. 19.Arjun gets a link: “Click now to win a phone worth ₹2000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  20. 20.Ishaan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  21. 21.Pooja’s mother has ₹3000 in her bank account. She pays ₹390 for school books and ₹300 for fruit by UPI. How many rupees are left in the account?
  22. 22.Rohan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  23. 23.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  24. 24.Aditya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  25. 25.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  26. 26.Kavya sees that ₹10000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  27. 27.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  28. 28.Priya sees that ₹10000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  29. 29.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  30. 30.Kavya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  31. 31.Aarav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  32. 32.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  33. 33.Isha gets a link: “Click now to win a phone worth ₹5000!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  34. 34.A stranger asks Diya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  35. 35.Kavya’s mother has ₹1200 in her bank account. She pays ₹130 for fruit and ₹380 for vegetables by UPI. How many rupees are left in the account?
  36. 36.Tara’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  37. 37.Aarav’s mother has ₹1400 in her bank account. She pays ₹170 for school books and ₹240 for fruit by UPI. How many rupees are left in the account?
  38. 38.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  39. 39.A stranger asks Tara to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  40. 40.Dev sees that ₹50000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it

Answer key

  1. No PIN to receive money
  2. The name and amount
  3. 1020
  4. 1030
  5. No one
  6. 2450
  7. 1600
  8. The name of the shop
  9. No one
  10. Never share the OTP
  11. 2040
  12. Ignore it, tell a parent
  13. The name and amount
  14. 1830
  15. Never share the OTP
  16. No PIN to receive money
  17. 1490
  18. No one
  19. Ignore it, tell a parent
  20. The name and amount
  21. 2310
  22. The name of the shop
  23. No one
  24. The name and amount
  25. No one
  26. Tell a parent at once
  27. Ignore it, tell a parent
  28. Tell a parent at once
  29. No one
  30. The name and amount
  31. The name and amount
  32. No one
  33. Ignore it, tell a parent
  34. Scanning a QR pays money
  35. 690
  36. The name of the shop
  37. 990
  38. Never share the OTP
  39. Scanning a QR pays money
  40. Tell a parent at once

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