← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 55 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun gets a link: “Click now to win a phone worth ₹1000!” What should Arjun do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  2. 2.Priya gets a link: “Click now to win a phone worth ₹10000!” What should Priya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  3. 3.Ishaan gets a link: “Click now to win a phone worth ₹25000!” What should Ishaan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  4. 4.Nisha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  5. 5.A message says Kavya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  6. 6.Sneha’s mother has ₹2100 in her bank account. She pays ₹360 for milk and ₹310 for vegetables by UPI. How many rupees are left in the account?
  7. 7.Nisha sees that ₹5000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  8. 8.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  9. 9.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  10. 10.A message says Pooja has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  11. 11.Ananya’s mother has ₹1000 in her bank account. She pays ₹370 for bread and ₹110 for school books by UPI. How many rupees are left in the account?
  12. 12.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  13. 13.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  14. 14.Rahul sees that ₹5000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  15. 15.A message says Saanvi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  16. 16.A stranger asks Arjun to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  17. 17.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  18. 18.Farhan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  19. 19.Kavya sees that ₹5000 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  20. 20.Priya’s mother has ₹1200 in her bank account. She pays ₹180 for vegetables and ₹60 for school books by UPI. How many rupees are left in the account?
  21. 21.Aarav’s mother has ₹1800 in her bank account. She pays ₹360 for a gas cylinder and ₹360 for bread by UPI. How many rupees are left in the account?
  22. 22.Aditya’s mother has ₹1500 in her bank account. She pays ₹110 for vegetables and ₹110 for a gas cylinder by UPI. How many rupees are left in the account?
  23. 23.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  24. 24.A stranger asks Farhan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  25. 25.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  26. 26.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  27. 27.Isha sees that ₹1000 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  28. 28.Tara gets a link: “Click now to win a phone worth ₹1000!” What should Tara do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  29. 29.Rahul’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  30. 30.Aditya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  31. 31.Arjun’s mother has ₹1100 in her bank account. She pays ₹70 for medicines and ₹390 for milk by UPI. How many rupees are left in the account?
  32. 32.Kabir’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  33. 33.Priya’s mother has ₹2000 in her bank account. She pays ₹360 for milk and ₹60 for fruit by UPI. How many rupees are left in the account?
  34. 34.Sneha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  35. 35.Ananya’s mother has ₹1800 in her bank account. She pays ₹350 for milk and ₹360 for bread by UPI. How many rupees are left in the account?
  36. 36.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  37. 37.A stranger asks Manav to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  38. 38.Rohan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  39. 39.Diya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  40. 40.Vivaan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code

Answer key

  1. Ignore it, tell a parent
  2. Ignore it, tell a parent
  3. Ignore it, tell a parent
  4. The name of the shop
  5. No PIN to receive money
  6. 1430
  7. Tell a parent at once
  8. No one
  9. No one
  10. No PIN to receive money
  11. 520
  12. Never share the OTP
  13. Never share the OTP
  14. Tell a parent at once
  15. No PIN to receive money
  16. Scanning a QR pays money
  17. Tell a parent at once
  18. The name of the shop
  19. Tell a parent at once
  20. 960
  21. 1080
  22. 1280
  23. Never share the OTP
  24. Scanning a QR pays money
  25. No one
  26. The name of the shop
  27. Tell a parent at once
  28. Ignore it, tell a parent
  29. The name of the shop
  30. The name of the shop
  31. 640
  32. The name and amount
  33. 1580
  34. The name and amount
  35. 1090
  36. No PIN to receive money
  37. Scanning a QR pays money
  38. The name and amount
  39. The name of the shop
  40. The name of the shop

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids