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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 56 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Isha’s mother has ₹2900 in her bank account. She pays ₹350 for vegetables and ₹240 for fruit by UPI. How many rupees are left in the account?
  2. 2.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  3. 3.Aarav gets a link: “Click now to win a phone worth ₹10000!” What should Aarav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  4. 4.Saanvi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  5. 5.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  6. 6.A message says Aditya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  7. 7.Karan’s mother has ₹2500 in her bank account. She pays ₹100 for a gas cylinder and ₹210 for school books by UPI. How many rupees are left in the account?
  8. 8.Rohan’s mother has ₹1400 in her bank account. She pays ₹290 for bread and ₹290 for milk by UPI. How many rupees are left in the account?
  9. 9.A message says Zoya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  10. 10.Karan’s mother has ₹1700 in her bank account. She pays ₹400 for vegetables and ₹210 for milk by UPI. How many rupees are left in the account?
  11. 11.Kavya gets a link: “Click now to win a phone worth ₹2000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  12. 12.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  13. 13.Manav gets a link: “Click now to win a phone worth ₹25000!” What should Manav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  14. 14.Gurpreet’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  15. 15.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  16. 16.Kabir’s mother has ₹1900 in her bank account. She pays ₹360 for bread and ₹300 for medicines by UPI. How many rupees are left in the account?
  17. 17.Rohan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  18. 18.A stranger asks Pooja to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  19. 19.A stranger asks Zoya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  20. 20.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  21. 21.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  22. 22.Tara’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  23. 23.A stranger asks Sneha to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  24. 24.Priya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  25. 25.Saanvi sees that ₹2000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  26. 26.Sneha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  27. 27.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  28. 28.A stranger asks Karan to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  29. 29.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  30. 30.Ananya sees that ₹10000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  31. 31.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  32. 32.Pooja gets a link: “Click now to win a phone worth ₹500!” What should Pooja do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  33. 33.Ananya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  34. 34.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  35. 35.Kabir’s mother has ₹1800 in her bank account. She pays ₹380 for bread and ₹360 for fruit by UPI. How many rupees are left in the account?
  36. 36.A stranger asks Kabir to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  37. 37.A message says Ishaan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  38. 38.Manav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  39. 39.Dev’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  40. 40.Vivaan gets a link: “Click now to win a phone worth ₹1000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent

Answer key

  1. 2310
  2. No one
  3. Ignore it, tell a parent
  4. The name and amount
  5. No PIN to receive money
  6. No PIN to receive money
  7. 2190
  8. 820
  9. No PIN to receive money
  10. 1090
  11. Ignore it, tell a parent
  12. No PIN to receive money
  13. Ignore it, tell a parent
  14. The name of the shop
  15. No PIN to receive money
  16. 1240
  17. The name of the shop
  18. Scanning a QR pays money
  19. Scanning a QR pays money
  20. No PIN to receive money
  21. Never share the OTP
  22. The name and amount
  23. Scanning a QR pays money
  24. The name and amount
  25. Tell a parent at once
  26. The name and amount
  27. No one
  28. Scanning a QR pays money
  29. Never share the OTP
  30. Tell a parent at once
  31. The name of the shop
  32. Ignore it, tell a parent
  33. The name and amount
  34. No one
  35. 1060
  36. Scanning a QR pays money
  37. No PIN to receive money
  38. The name of the shop
  39. The name and amount
  40. Ignore it, tell a parent

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