Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 57 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Arjun’s mother has ₹1400 in her bank account. She pays ₹300 for fruit and ₹60 for milk by UPI. How many rupees are left in the account?
2. 2.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Nisha gets a link: “Click now to win a phone worth ₹500!” What should Nisha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
4. 4.A stranger asks Lakshmi to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
5. 5.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
6. 6.A stranger asks Diya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
7. 7.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
8. 8.Sneha’s mother has ₹1900 in her bank account. She pays ₹360 for school books and ₹80 for medicines by UPI. How many rupees are left in the account?
9. 9.A message says Lakshmi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
10. 10.Rohan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
11. 11.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
12. 12.Meera’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
13. 13.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
14. 14.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
15. 15.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
16. 16.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
17. 17.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
18. 18.Karan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
19. 19.Aarav’s mother has ₹1200 in her bank account. She pays ₹50 for milk and ₹260 for fruit by UPI. How many rupees are left in the account?
20. 20.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹270 for milk and ₹270 for bread by UPI. How many rupees are left in the account?
21. 21.Aarav’s mother has ₹1300 in her bank account. She pays ₹360 for school books and ₹230 for fruit by UPI. How many rupees are left in the account?
22. 22.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
23. 23.Tara’s mother has ₹2300 in her bank account. She pays ₹140 for vegetables and ₹310 for school books by UPI. How many rupees are left in the account?
24. 24.Kavya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
25. 25.A stranger asks Joseph to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
26. 26.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
27. 27.Ishaan sees that ₹50000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
28. 28.A message says Pooja has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
29. 29.Pooja’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
30. 30.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
31. 31.Arjun’s mother has ₹2600 in her bank account. She pays ₹100 for vegetables and ₹240 for fruit by UPI. How many rupees are left in the account?
32. 32.Aarav’s mother has ₹2400 in her bank account. She pays ₹240 for milk and ₹60 for vegetables by UPI. How many rupees are left in the account?
33. 33.Rohan gets a link: “Click now to win a phone worth ₹5000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
34. 34.A message says Aditya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
35. 35.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
36. 36.A stranger asks Diya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
37. 37.Pooja’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
38. 38.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
39. 39.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
40. 40.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank

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