Safe Digital Payments Worksheet
The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.
NameDateTime takenScore ___ / 40
- 1.A stranger asks Arjun to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
- 2.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 3.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
- 4.Dev gets a link: “Click now to win a phone worth ₹50000!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
- 5.Zoya’s mother has ₹2300 in her bank account. She pays ₹240 for fruit and ₹60 for vegetables by UPI. How many rupees are left in the account?
- 6.A message says Aditya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 7.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
- 8.Sneha sees that ₹1000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
- 9.Arjun sees that ₹2000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
- 10.Riya’s mother has ₹1300 in her bank account. She pays ₹190 for milk and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
- 11.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 12.Aditya gets a link: “Click now to win a phone worth ₹2000!” What should Aditya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
- 13.Priya’s mother has ₹2900 in her bank account. She pays ₹130 for vegetables and ₹320 for medicines by UPI. How many rupees are left in the account?
- 14.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
- 15.Aditya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
- 16.A stranger asks Rohan to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
- 17.Arjun sees that ₹25000 was sent to a wrong number by mistake. What should Arjun do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
- 18.Sneha’s mother has ₹1000 in her bank account. She pays ₹290 for bread and ₹390 for milk by UPI. How many rupees are left in the account?
- 19.Isha’s mother has ₹2900 in her bank account. She pays ₹150 for milk and ₹130 for vegetables by UPI. How many rupees are left in the account?
- 20.A stranger asks Ishaan to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
- 21.Lakshmi’s mother has ₹2500 in her bank account. She pays ₹400 for vegetables and ₹290 for milk by UPI. How many rupees are left in the account?
- 22.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
- 23.Vivaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
- 24.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
- 25.Tara’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
- 26.Ananya sees that ₹5000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 27.Rohan gets a link: “Click now to win a phone worth ₹5000!” What should Rohan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
- 28.Zoya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
- 29.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
- 30.Aditya’s mother has ₹2600 in her bank account. She pays ₹340 for vegetables and ₹400 for fruit by UPI. How many rupees are left in the account?
- 31.Riya’s mother has ₹1700 in her bank account. She pays ₹270 for vegetables and ₹310 for milk by UPI. How many rupees are left in the account?
- 32.A message says Rahul has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 33.A stranger asks Pooja to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
- 34.A stranger asks Isha to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
- 35.Pooja gets a link: “Click now to win a phone worth ₹10000!” What should Pooja do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
- 36.Saanvi sees that ₹5000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 37.Kabir’s mother has ₹1000 in her bank account. She pays ₹310 for fruit and ₹250 for milk by UPI. How many rupees are left in the account?
- 38.Saanvi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
- 39.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
- 40.Joseph sees that ₹1000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
Answer key
- Scanning a QR pays money
- Never share the OTP
- No one
- Ignore it, tell a parent
- 2000
- No PIN to receive money
- No PIN to receive money
- Tell a parent at once
- Tell a parent at once
- 930
- Never share the OTP
- Ignore it, tell a parent
- 2450
- Never share the OTP
- The name of the shop
- Scanning a QR pays money
- Tell a parent at once
- 320
- 2620
- Scanning a QR pays money
- 1810
- The name and amount
- The name of the shop
- The name and amount
- The name of the shop
- Tell a parent at once
- Ignore it, tell a parent
- The name and amount
- Never share the OTP
- 1860
- 1120
- No PIN to receive money
- Scanning a QR pays money
- Scanning a QR pays money
- Ignore it, tell a parent
- Tell a parent at once
- 440
- The name and amount
- No one
- Tell a parent at once
Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids