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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 59 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Joseph’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  2. 2.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  3. 3.Nisha’s mother has ₹2800 in her bank account. She pays ₹70 for bread and ₹280 for fruit by UPI. How many rupees are left in the account?
  4. 4.Pooja’s mother has ₹1000 in her bank account. She pays ₹280 for vegetables and ₹260 for medicines by UPI. How many rupees are left in the account?
  5. 5.A stranger asks Aarav to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  6. 6.Zoya gets a link: “Click now to win a phone worth ₹2000!” What should Zoya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  7. 7.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  8. 8.Isha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  9. 9.A stranger asks Farhan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  10. 10.Dev’s mother has ₹1900 in her bank account. She pays ₹140 for a gas cylinder and ₹400 for fruit by UPI. How many rupees are left in the account?
  11. 11.Aditya gets a link: “Click now to win a phone worth ₹5000!” What should Aditya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  12. 12.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  13. 13.Ananya’s mother has ₹2000 in her bank account. She pays ₹90 for fruit and ₹390 for school books by UPI. How many rupees are left in the account?
  14. 14.Manav’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  15. 15.Lakshmi’s mother has ₹2900 in her bank account. She pays ₹380 for milk and ₹60 for fruit by UPI. How many rupees are left in the account?
  16. 16.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  17. 17.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  18. 18.Meera’s mother has ₹2800 in her bank account. She pays ₹360 for medicines and ₹260 for fruit by UPI. How many rupees are left in the account?
  19. 19.Rohan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  20. 20.Priya gets a link: “Click now to win a phone worth ₹1000!” What should Priya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  21. 21.A stranger asks Isha to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  22. 22.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  23. 23.Isha’s mother has ₹1100 in her bank account. She pays ₹220 for vegetables and ₹210 for medicines by UPI. How many rupees are left in the account?
  24. 24.Priya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  25. 25.Rahul sees that ₹10000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  26. 26.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  27. 27.Rohan gets a link: “Click now to win a phone worth ₹10000!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  28. 28.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  29. 29.Ishaan’s mother has ₹1700 in her bank account. She pays ₹100 for vegetables and ₹130 for bread by UPI. How many rupees are left in the account?
  30. 30.A message says Aarav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  31. 31.Kavya’s mother has ₹1900 in her bank account. She pays ₹160 for vegetables and ₹50 for fruit by UPI. How many rupees are left in the account?
  32. 32.Isha’s mother has ₹1600 in her bank account. She pays ₹140 for school books and ₹150 for bread by UPI. How many rupees are left in the account?
  33. 33.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  34. 34.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  35. 35.Ananya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  36. 36.Rohan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  37. 37.Isha sees that ₹50000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  38. 38.A message says Joseph has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  39. 39.Ananya’s mother has ₹3000 in her bank account. She pays ₹190 for bread and ₹60 for vegetables by UPI. How many rupees are left in the account?
  40. 40.Meera sees that ₹5000 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it

Answer key

  1. The name of the shop
  2. The name of the shop
  3. 2450
  4. 460
  5. Scanning a QR pays money
  6. Ignore it, tell a parent
  7. No PIN to receive money
  8. The name and amount
  9. Scanning a QR pays money
  10. 1360
  11. Ignore it, tell a parent
  12. No one
  13. 1520
  14. The name of the shop
  15. 2460
  16. No PIN to receive money
  17. Scanning a QR pays money
  18. 2180
  19. The name of the shop
  20. Ignore it, tell a parent
  21. Scanning a QR pays money
  22. Never share the OTP
  23. 670
  24. The name and amount
  25. Tell a parent at once
  26. Never share the OTP
  27. Ignore it, tell a parent
  28. No PIN to receive money
  29. 1470
  30. No PIN to receive money
  31. 1690
  32. 1310
  33. No one
  34. Never share the OTP
  35. The name of the shop
  36. The name and amount
  37. Tell a parent at once
  38. No PIN to receive money
  39. 2750
  40. Tell a parent at once

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