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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 60 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Kabir’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  2. 2.Aarav’s mother has ₹1300 in her bank account. She pays ₹380 for fruit and ₹110 for school books by UPI. How many rupees are left in the account?
  3. 3.Farhan gets a link: “Click now to win a phone worth ₹10000!” What should Farhan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  4. 4.Gurpreet sees that ₹25000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  5. 5.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  6. 6.Farhan’s mother has ₹1800 in her bank account. She pays ₹210 for bread and ₹230 for fruit by UPI. How many rupees are left in the account?
  7. 7.A stranger asks Rahul to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  8. 8.A stranger asks Diya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  9. 9.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  10. 10.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  11. 11.Manav sees that ₹50000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  12. 12.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  13. 13.A message says Priya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  14. 14.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  15. 15.A stranger asks Diya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  16. 16.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  17. 17.Nisha sees that ₹10000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  18. 18.Dev sees that ₹1000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  19. 19.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  20. 20.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  21. 21.Riya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  22. 22.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  23. 23.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  24. 24.Rahul’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  25. 25.Meera’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  26. 26.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  27. 27.A stranger asks Ishaan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  28. 28.Rohan’s mother has ₹2300 in her bank account. She pays ₹90 for vegetables and ₹120 for milk by UPI. How many rupees are left in the account?
  29. 29.Arjun gets a link: “Click now to win a phone worth ₹50000!” What should Arjun do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  30. 30.Rahul gets a link: “Click now to win a phone worth ₹25000!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  31. 31.A stranger asks Aarav to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  32. 32.Pooja’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  33. 33.Aarav’s mother has ₹1000 in her bank account. She pays ₹60 for medicines and ₹240 for vegetables by UPI. How many rupees are left in the account?
  34. 34.Zoya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  35. 35.Joseph’s mother has ₹3000 in her bank account. She pays ₹380 for school books and ₹80 for bread by UPI. How many rupees are left in the account?
  36. 36.Diya gets a link: “Click now to win a phone worth ₹2000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  37. 37.Aarav gets a link: “Click now to win a phone worth ₹10000!” What should Aarav do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  38. 38.Farhan’s mother has ₹1800 in her bank account. She pays ₹400 for fruit and ₹240 for milk by UPI. How many rupees are left in the account?
  39. 39.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  40. 40.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly

Answer key

  1. The name and amount
  2. 810
  3. Ignore it, tell a parent
  4. Tell a parent at once
  5. No one
  6. 1360
  7. Scanning a QR pays money
  8. Scanning a QR pays money
  9. Never share the OTP
  10. No PIN to receive money
  11. Tell a parent at once
  12. No one
  13. No PIN to receive money
  14. Never share the OTP
  15. Scanning a QR pays money
  16. Never share the OTP
  17. Tell a parent at once
  18. Tell a parent at once
  19. Scanning a QR pays money
  20. Never share the OTP
  21. The name and amount
  22. No one
  23. No one
  24. The name and amount
  25. The name of the shop
  26. No one
  27. Scanning a QR pays money
  28. 2090
  29. Ignore it, tell a parent
  30. Ignore it, tell a parent
  31. Scanning a QR pays money
  32. The name and amount
  33. 700
  34. The name of the shop
  35. 2540
  36. Ignore it, tell a parent
  37. Ignore it, tell a parent
  38. 1160
  39. Never share the OTP
  40. No PIN to receive money

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