← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 7 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  2. 2.Manav’s mother has ₹2900 in her bank account. She pays ₹350 for a gas cylinder and ₹150 for bread by UPI. How many rupees are left in the account?
  3. 3.Nisha’s mother has ₹1100 in her bank account. She pays ₹210 for vegetables and ₹300 for school books by UPI. How many rupees are left in the account?
  4. 4.Lakshmi’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  5. 5.Vivaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  6. 6.Saanvi’s mother has ₹1700 in her bank account. She pays ₹120 for bread and ₹230 for vegetables by UPI. How many rupees are left in the account?
  7. 7.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  8. 8.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  9. 9.Ishaan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  10. 10.Kabir’s mother has ₹1000 in her bank account. She pays ₹210 for school books and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
  11. 11.Kavya gets a link: “Click now to win a phone worth ₹25000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  12. 12.Pooja gets a link: “Click now to win a phone worth ₹50000!” What should Pooja do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  13. 13.Zoya sees that ₹5000 was sent to a wrong number by mistake. What should Zoya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  14. 14.Priya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  15. 15.Riya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  16. 16.A stranger asks Vivaan to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  17. 17.Zoya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  18. 18.Isha’s mother has ₹2100 in her bank account. She pays ₹90 for a gas cylinder and ₹310 for fruit by UPI. How many rupees are left in the account?
  19. 19.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  20. 20.A stranger asks Zoya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  21. 21.Farhan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  22. 22.Aditya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  23. 23.A message says Ananya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  24. 24.A message says Isha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  25. 25.Riya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  26. 26.Isha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  27. 27.Nisha’s mother has ₹1900 in her bank account. She pays ₹350 for vegetables and ₹60 for fruit by UPI. How many rupees are left in the account?
  28. 28.Gurpreet’s mother has ₹2500 in her bank account. She pays ₹250 for vegetables and ₹280 for school books by UPI. How many rupees are left in the account?
  29. 29.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  30. 30.Farhan’s mother has ₹2400 in her bank account. She pays ₹290 for medicines and ₹270 for milk by UPI. How many rupees are left in the account?
  31. 31.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  32. 32.Rohan’s mother has ₹1700 in her bank account. She pays ₹260 for fruit and ₹140 for milk by UPI. How many rupees are left in the account?
  33. 33.Aditya sees that ₹5000 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  34. 34.Rahul’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  35. 35.Isha’s mother has ₹1100 in her bank account. She pays ₹380 for fruit and ₹130 for milk by UPI. How many rupees are left in the account?
  36. 36.A stranger asks Rohan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  37. 37.Zoya sees that ₹500 was sent to a wrong number by mistake. What should Zoya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  38. 38.Farhan’s mother has ₹1200 in her bank account. She pays ₹220 for vegetables and ₹100 for bread by UPI. How many rupees are left in the account?
  39. 39.Gurpreet’s mother has ₹1100 in her bank account. She pays ₹70 for bread and ₹370 for medicines by UPI. How many rupees are left in the account?
  40. 40.Aditya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop

Answer key

  1. Never share the OTP
  2. 2400
  3. 590
  4. The name and amount
  5. The name and amount
  6. 1350
  7. No one
  8. Never share the OTP
  9. The name of the shop
  10. 420
  11. Ignore it, tell a parent
  12. Ignore it, tell a parent
  13. Tell a parent at once
  14. The name of the shop
  15. The name and amount
  16. Scanning a QR pays money
  17. The name of the shop
  18. 1700
  19. No one
  20. Scanning a QR pays money
  21. The name and amount
  22. The name and amount
  23. No PIN to receive money
  24. No PIN to receive money
  25. The name of the shop
  26. The name of the shop
  27. 1490
  28. 1970
  29. No one
  30. 1840
  31. No one
  32. 1300
  33. Tell a parent at once
  34. The name of the shop
  35. 590
  36. Scanning a QR pays money
  37. Tell a parent at once
  38. 880
  39. 660
  40. The name of the shop

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids