Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 61 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Tara’s mother has ₹1900 in her bank account. She pays ₹90 for vegetables and ₹190 for school books by UPI. How many rupees are left in the account?
2. 2.Farhan’s mother has ₹1100 in her bank account. She pays ₹60 for milk and ₹170 for bread by UPI. How many rupees are left in the account?
3. 3.Kavya sees that ₹5000 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
4. 4.Meera gets a link: “Click now to win a phone worth ₹50000!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
5. 5.Diya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
6. 6.A message says Aarav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
7. 7.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
8. 8.Zoya sees that ₹25000 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
9. 9.A message says Riya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
10. 10.Vivaan gets a link: “Click now to win a phone worth ₹5000!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
11. 11.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
12. 12.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹100 for vegetables and ₹70 for fruit by UPI. How many rupees are left in the account?
13. 13.Manav sees that ₹2000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
14. 14.Manav gets a link: “Click now to win a phone worth ₹500!” What should Manav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
15. 15.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
16. 16.Priya sees that ₹1000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
17. 17.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
18. 18.Diya’s mother has ₹2600 in her bank account. She pays ₹300 for fruit and ₹330 for school books by UPI. How many rupees are left in the account?
19. 19.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
20. 20.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
21. 21.Priya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
22. 22.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
23. 23.Karan’s mother has ₹2300 in her bank account. She pays ₹320 for bread and ₹80 for vegetables by UPI. How many rupees are left in the account?
24. 24.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
25. 25.A message says Kabir has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
26. 26.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
27. 27.Priya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
28. 28.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
29. 29.Aditya’s mother has ₹1000 in her bank account. She pays ₹150 for fruit and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
30. 30.Zoya sees that ₹500 was sent to a wrong number by mistake. What should Zoya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
31. 31.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
32. 32.Aarav’s mother has ₹1400 in her bank account. She pays ₹90 for a gas cylinder and ₹360 for bread by UPI. How many rupees are left in the account?
33. 33.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
34. 34.Saanvi’s mother has ₹1800 in her bank account. She pays ₹260 for a gas cylinder and ₹70 for milk by UPI. How many rupees are left in the account?
35. 35.Aarav’s mother has ₹2600 in her bank account. She pays ₹160 for milk and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
36. 36.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
37. 37.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
38. 38.Ananya sees that ₹10000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
39. 39.Tara’s mother has ₹2800 in her bank account. She pays ₹340 for vegetables and ₹310 for bread by UPI. How many rupees are left in the account?
40. 40.Joseph’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay

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