Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 62 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
2. 2.Diya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
3. 3.Kabir’s mother has ₹1600 in her bank account. She pays ₹230 for fruit and ₹250 for school books by UPI. How many rupees are left in the account?
4. 4.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
5. 5.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
6. 6.Nisha gets a link: “Click now to win a phone worth ₹10000!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
7. 7.A stranger asks Meera to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
8. 8.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
9. 9.Nisha sees that ₹10000 was sent to a wrong number by mistake. What should Nisha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
10. 10.Ananya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
11. 11.A stranger asks Zoya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
12. 12.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
13. 13.Tara’s mother has ₹1600 in her bank account. She pays ₹390 for a gas cylinder and ₹70 for medicines by UPI. How many rupees are left in the account?
14. 14.Aditya sees that ₹50000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
15. 15.Ishaan’s mother has ₹1300 in her bank account. She pays ₹60 for milk and ₹90 for fruit by UPI. How many rupees are left in the account?
16. 16.Isha sees that ₹5000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
17. 17.Isha’s mother has ₹1600 in her bank account. She pays ₹110 for school books and ₹80 for fruit by UPI. How many rupees are left in the account?
18. 18.A message says Farhan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
19. 19.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
20. 20.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
21. 21.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
22. 22.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
23. 23.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
24. 24.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
25. 25.Riya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
26. 26.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
27. 27.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
28. 28.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
29. 29.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
30. 30.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
31. 31.Kabir’s mother has ₹2900 in her bank account. She pays ₹60 for fruit and ₹280 for vegetables by UPI. How many rupees are left in the account?
32. 32.Joseph’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
33. 33.Dev’s mother has ₹2800 in her bank account. She pays ₹240 for a gas cylinder and ₹130 for bread by UPI. How many rupees are left in the account?
34. 34.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
35. 35.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
36. 36.A message says Meera has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
37. 37.Aarav’s mother has ₹1400 in her bank account. She pays ₹380 for school books and ₹260 for milk by UPI. How many rupees are left in the account?
38. 38.Lakshmi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
39. 39.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
40. 40.Aditya’s mother has ₹1200 in her bank account. She pays ₹230 for fruit and ₹370 for bread by UPI. How many rupees are left in the account?

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