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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 63 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Rahul’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  2. 2.Saanvi gets a link: “Click now to win a phone worth ₹1000!” What should Saanvi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  3. 3.Sneha sees that ₹5000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  4. 4.Aarav sees that ₹10000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  5. 5.Aarav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  6. 6.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  7. 7.A message says Kavya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  8. 8.Farhan’s mother has ₹1400 in her bank account. She pays ₹130 for school books and ₹350 for a gas cylinder by UPI. How many rupees are left in the account?
  9. 9.Isha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  10. 10.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  11. 11.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  12. 12.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  13. 13.Aditya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  14. 14.Meera sees that ₹2000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  15. 15.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  16. 16.Nisha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  17. 17.Ananya sees that ₹1000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  18. 18.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  19. 19.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  20. 20.Aarav’s mother has ₹1200 in her bank account. She pays ₹190 for bread and ₹350 for school books by UPI. How many rupees are left in the account?
  21. 21.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  22. 22.Aarav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  23. 23.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  24. 24.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  25. 25.Farhan’s mother has ₹2000 in her bank account. She pays ₹90 for fruit and ₹60 for bread by UPI. How many rupees are left in the account?
  26. 26.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  27. 27.Arjun’s mother has ₹2500 in her bank account. She pays ₹90 for a gas cylinder and ₹200 for fruit by UPI. How many rupees are left in the account?
  28. 28.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  29. 29.Tara’s mother has ₹3000 in her bank account. She pays ₹160 for fruit and ₹260 for school books by UPI. How many rupees are left in the account?
  30. 30.Rohan’s mother has ₹2100 in her bank account. She pays ₹310 for milk and ₹70 for bread by UPI. How many rupees are left in the account?
  31. 31.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  32. 32.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  33. 33.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  34. 34.Sneha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  35. 35.Manav sees that ₹25000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  36. 36.A message says Zoya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  37. 37.Aarav’s mother has ₹1200 in her bank account. She pays ₹270 for vegetables and ₹180 for medicines by UPI. How many rupees are left in the account?
  38. 38.Saanvi’s mother has ₹1800 in her bank account. She pays ₹50 for fruit and ₹220 for milk by UPI. How many rupees are left in the account?
  39. 39.Zoya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  40. 40.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one

Answer key

  1. The name and amount
  2. Ignore it, tell a parent
  3. Tell a parent at once
  4. Tell a parent at once
  5. The name of the shop
  6. No one
  7. No PIN to receive money
  8. 920
  9. The name and amount
  10. Never share the OTP
  11. Never share the OTP
  12. Never share the OTP
  13. The name of the shop
  14. Tell a parent at once
  15. No one
  16. The name of the shop
  17. Tell a parent at once
  18. No PIN to receive money
  19. No PIN to receive money
  20. 660
  21. Scanning a QR pays money
  22. The name of the shop
  23. Never share the OTP
  24. No one
  25. 1850
  26. The name and amount
  27. 2210
  28. No one
  29. 2580
  30. 1720
  31. No one
  32. The name and amount
  33. No one
  34. The name and amount
  35. Tell a parent at once
  36. No PIN to receive money
  37. 750
  38. 1530
  39. The name of the shop
  40. No one

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