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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 64 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha’s mother has ₹1100 in her bank account. She pays ₹80 for bread and ₹370 for fruit by UPI. How many rupees are left in the account?
  2. 2.Dev’s mother has ₹2100 in her bank account. She pays ₹70 for milk and ₹130 for vegetables by UPI. How many rupees are left in the account?
  3. 3.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  4. 4.Isha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  5. 5.Ishaan sees that ₹25000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  6. 6.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  7. 7.Lakshmi gets a link: “Click now to win a phone worth ₹10000!” What should Lakshmi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  8. 8.Pooja’s mother has ₹1000 in her bank account. She pays ₹330 for school books and ₹380 for medicines by UPI. How many rupees are left in the account?
  9. 9.Arjun’s mother has ₹2300 in her bank account. She pays ₹90 for medicines and ₹330 for bread by UPI. How many rupees are left in the account?
  10. 10.A stranger asks Rohan to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  11. 11.Zoya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  12. 12.A message says Rohan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  13. 13.A message says Ishaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  14. 14.Priya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  15. 15.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  16. 16.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  17. 17.A stranger asks Ananya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  18. 18.Tara gets a link: “Click now to win a phone worth ₹1000!” What should Tara do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  19. 19.Priya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  20. 20.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  21. 21.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  22. 22.Karan’s mother has ₹2400 in her bank account. She pays ₹130 for school books and ₹260 for medicines by UPI. How many rupees are left in the account?
  23. 23.A message says Kavya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  24. 24.Ananya’s mother has ₹2700 in her bank account. She pays ₹320 for bread and ₹160 for vegetables by UPI. How many rupees are left in the account?
  25. 25.Aarav’s mother has ₹2100 in her bank account. She pays ₹230 for school books and ₹340 for medicines by UPI. How many rupees are left in the account?
  26. 26.Saanvi’s mother has ₹2900 in her bank account. She pays ₹190 for bread and ₹70 for school books by UPI. How many rupees are left in the account?
  27. 27.A message says Gurpreet has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  28. 28.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  29. 29.Dev’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  30. 30.Nisha sees that ₹10000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  31. 31.Ananya sees that ₹2000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  32. 32.A stranger asks Meera to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  33. 33.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  34. 34.A stranger asks Pooja to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  35. 35.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  36. 36.Aditya gets a link: “Click now to win a phone worth ₹5000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  37. 37.Pooja’s mother has ₹1500 in her bank account. She pays ₹180 for medicines and ₹370 for bread by UPI. How many rupees are left in the account?
  38. 38.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  39. 39.Pooja’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  40. 40.Aarav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount

Answer key

  1. 650
  2. 1900
  3. No one
  4. The name of the shop
  5. Tell a parent at once
  6. Scanning a QR pays money
  7. Ignore it, tell a parent
  8. 290
  9. 1880
  10. Scanning a QR pays money
  11. The name of the shop
  12. No PIN to receive money
  13. No PIN to receive money
  14. The name and amount
  15. Never share the OTP
  16. No one
  17. Scanning a QR pays money
  18. Ignore it, tell a parent
  19. The name and amount
  20. No one
  21. No one
  22. 2010
  23. No PIN to receive money
  24. 2220
  25. 1530
  26. 2640
  27. No PIN to receive money
  28. The name of the shop
  29. The name and amount
  30. Tell a parent at once
  31. Tell a parent at once
  32. Scanning a QR pays money
  33. No PIN to receive money
  34. Scanning a QR pays money
  35. No PIN to receive money
  36. Ignore it, tell a parent
  37. 950
  38. Never share the OTP
  39. The name of the shop
  40. The name and amount

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