Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 65 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Rahul’s mother has ₹1000 in her bank account. She pays ₹270 for school books and ₹180 for fruit by UPI. How many rupees are left in the account?
2. 2.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
3. 3.A stranger asks Joseph to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
4. 4.A stranger asks Kabir to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
5. 5.Zoya’s mother has ₹1200 in her bank account. She pays ₹250 for milk and ₹340 for vegetables by UPI. How many rupees are left in the account?
6. 6.A message says Karan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
7. 7.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
8. 8.Arjun gets a link: “Click now to win a phone worth ₹1000!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
9. 9.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
10. 10.Kabir’s mother has ₹1000 in her bank account. She pays ₹120 for milk and ₹300 for bread by UPI. How many rupees are left in the account?
11. 11.A message says Tara has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
12. 12.Sneha’s mother has ₹2200 in her bank account. She pays ₹320 for vegetables and ₹280 for milk by UPI. How many rupees are left in the account?
13. 13.Lakshmi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
14. 14.Isha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
15. 15.Rohan’s mother has ₹2200 in her bank account. She pays ₹370 for a gas cylinder and ₹350 for school books by UPI. How many rupees are left in the account?
16. 16.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
17. 17.Ishaan’s mother has ₹1900 in her bank account. She pays ₹80 for a gas cylinder and ₹390 for vegetables by UPI. How many rupees are left in the account?
18. 18.Gurpreet’s mother has ₹1200 in her bank account. She pays ₹220 for school books and ₹90 for vegetables by UPI. How many rupees are left in the account?
19. 19.Nisha sees that ₹50000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
20. 20.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
21. 21.Dev’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
22. 22.Kabir’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
23. 23.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
24. 24.Diya’s mother has ₹2800 in her bank account. She pays ₹160 for bread and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
25. 25.Farhan’s mother has ₹1800 in her bank account. She pays ₹280 for milk and ₹330 for vegetables by UPI. How many rupees are left in the account?
26. 26.Ananya’s mother has ₹1200 in her bank account. She pays ₹400 for a gas cylinder and ₹320 for vegetables by UPI. How many rupees are left in the account?
27. 27.Arjun’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
28. 28.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
29. 29.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
30. 30.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
31. 31.Aarav’s mother has ₹2700 in her bank account. She pays ₹350 for vegetables and ₹300 for medicines by UPI. How many rupees are left in the account?
32. 32.Joseph’s mother has ₹2900 in her bank account. She pays ₹240 for bread and ₹380 for medicines by UPI. How many rupees are left in the account?
33. 33.Isha’s mother has ₹1200 in her bank account. She pays ₹50 for medicines and ₹100 for milk by UPI. How many rupees are left in the account?
34. 34.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
35. 35.Arjun’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
36. 36.A message says Meera has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
37. 37.Nisha gets a link: “Click now to win a phone worth ₹2000!” What should Nisha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
38. 38.Rohan gets a link: “Click now to win a phone worth ₹50000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
39. 39.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
40. 40.A stranger asks Farhan to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe

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