Safe Digital Payments Worksheet
The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.
NameDateTime takenScore ___ / 40
- 1.Gurpreet gets a link: “Click now to win a phone worth ₹50000!” What should Gurpreet do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
- 2.Ishaan’s mother has ₹3000 in her bank account. She pays ₹270 for fruit and ₹400 for milk by UPI. How many rupees are left in the account?
- 3.Meera’s mother has ₹2300 in her bank account. She pays ₹240 for school books and ₹320 for milk by UPI. How many rupees are left in the account?
- 4.Zoya’s mother has ₹1700 in her bank account. She pays ₹190 for school books and ₹170 for milk by UPI. How many rupees are left in the account?
- 5.Rahul’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
- 6.Zoya’s mother has ₹1200 in her bank account. She pays ₹180 for medicines and ₹80 for fruit by UPI. How many rupees are left in the account?
- 7.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
- 8.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
- 9.Sneha’s mother has ₹2300 in her bank account. She pays ₹170 for milk and ₹240 for bread by UPI. How many rupees are left in the account?
- 10.A stranger asks Vivaan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
- 11.Karan gets a link: “Click now to win a phone worth ₹50000!” What should Karan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
- 12.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
- 13.Arjun’s mother has ₹1600 in her bank account. She pays ₹190 for fruit and ₹340 for vegetables by UPI. How many rupees are left in the account?
- 14.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
- 15.Kabir’s mother has ₹2100 in her bank account. She pays ₹290 for a gas cylinder and ₹220 for vegetables by UPI. How many rupees are left in the account?
- 16.Riya sees that ₹10000 was sent to a wrong number by mistake. What should Riya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
- 17.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
- 18.Gurpreet’s mother has ₹2700 in her bank account. She pays ₹110 for bread and ₹60 for vegetables by UPI. How many rupees are left in the account?
- 19.A stranger asks Manav to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
- 20.Ananya’s mother has ₹1300 in her bank account. She pays ₹280 for fruit and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
- 21.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
- 22.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
- 23.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
- 24.A message says Aarav has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 25.Lakshmi’s mother has ₹1900 in her bank account. She pays ₹130 for school books and ₹90 for milk by UPI. How many rupees are left in the account?
- 26.Priya’s mother has ₹1500 in her bank account. She pays ₹370 for school books and ₹110 for bread by UPI. How many rupees are left in the account?
- 27.Kabir sees that ₹1000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
- 28.Pooja’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
- 29.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
- 30.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 31.Sneha’s mother has ₹1400 in her bank account. She pays ₹340 for school books and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
- 32.Rahul gets a link: “Click now to win a phone worth ₹10000!” What should Rahul do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 33.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
- 34.Dev’s mother has ₹2600 in her bank account. She pays ₹310 for a gas cylinder and ₹120 for school books by UPI. How many rupees are left in the account?
- 35.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
- 36.Gurpreet’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
- 37.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
- 38.Aarav’s mother has ₹1300 in her bank account. She pays ₹260 for vegetables and ₹160 for milk by UPI. How many rupees are left in the account?
- 39.Rohan’s mother has ₹3000 in her bank account. She pays ₹210 for fruit and ₹360 for vegetables by UPI. How many rupees are left in the account?
- 40.Isha’s mother has ₹2900 in her bank account. She pays ₹340 for school books and ₹70 for medicines by UPI. How many rupees are left in the account?
Answer key
- Ignore it, tell a parent
- 2330
- 1740
- 1340
- The name and amount
- 940
- Never share the OTP
- No one
- 1890
- Scanning a QR pays money
- Ignore it, tell a parent
- The name of the shop
- 1070
- The name and amount
- 1590
- Tell a parent at once
- No one
- 2530
- Scanning a QR pays money
- 750
- No one
- No PIN to receive money
- No one
- No PIN to receive money
- 1680
- 1020
- Tell a parent at once
- The name of the shop
- No one
- No PIN to receive money
- 820
- Ignore it, tell a parent
- Scanning a QR pays money
- 2170
- The name of the shop
- The name and amount
- No PIN to receive money
- 880
- 2430
- 2490
Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids