Safe Digital Payments Worksheet
The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.
NameDateTime takenScore ___ / 40
- 1.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
- 2.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
- 3.A stranger asks Pooja to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
- 4.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
- 5.Rahul gets a link: “Click now to win a phone worth ₹500!” What should Rahul do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
- 6.Aditya’s mother has ₹3000 in her bank account. She pays ₹350 for vegetables and ₹390 for a gas cylinder by UPI. How many rupees are left in the account?
- 7.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
- 8.Dev sees that ₹500 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
- 9.Diya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
- 10.Kavya gets a link: “Click now to win a phone worth ₹25000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
- 11.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
- 12.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
- 13.Vivaan gets a link: “Click now to win a phone worth ₹1000!” What should Vivaan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
- 14.Manav’s mother has ₹1900 in her bank account. She pays ₹230 for school books and ₹290 for bread by UPI. How many rupees are left in the account?
- 15.A message says Priya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
- 16.Pooja’s mother has ₹2900 in her bank account. She pays ₹70 for school books and ₹390 for milk by UPI. How many rupees are left in the account?
- 17.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
- 18.Diya gets a link: “Click now to win a phone worth ₹50000!” What should Diya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
- 19.Arjun gets a link: “Click now to win a phone worth ₹5000!” What should Arjun do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
- 20.Diya’s mother has ₹1200 in her bank account. She pays ₹90 for bread and ₹360 for vegetables by UPI. How many rupees are left in the account?
- 21.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
- 22.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
- 23.Karan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
- 24.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
- 25.Nisha’s mother has ₹2800 in her bank account. She pays ₹320 for fruit and ₹140 for milk by UPI. How many rupees are left in the account?
- 26.A stranger asks Vivaan to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
- 27.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
- 28.Vivaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
- 29.Saanvi’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
- 30.Lakshmi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
- 31.Saanvi’s mother has ₹1200 in her bank account. She pays ₹60 for milk and ₹210 for vegetables by UPI. How many rupees are left in the account?
- 32.Joseph’s mother has ₹1100 in her bank account. She pays ₹140 for a gas cylinder and ₹60 for bread by UPI. How many rupees are left in the account?
- 33.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
- 34.Tara gets a link: “Click now to win a phone worth ₹10000!” What should Tara do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
- 35.Aditya’s mother has ₹2000 in her bank account. She pays ₹110 for a gas cylinder and ₹170 for school books by UPI. How many rupees are left in the account?
- 36.A stranger asks Vivaan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
- 37.Saanvi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
- 38.Kabir’s mother has ₹1100 in her bank account. She pays ₹120 for milk and ₹100 for vegetables by UPI. How many rupees are left in the account?
- 39.Tara’s mother has ₹1100 in her bank account. She pays ₹50 for bread and ₹200 for school books by UPI. How many rupees are left in the account?
- 40.Ananya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
Answer key
- No one
- Never share the OTP
- Scanning a QR pays money
- Scanning a QR pays money
- Ignore it, tell a parent
- 2260
- Never share the OTP
- Tell a parent at once
- The name and amount
- Ignore it, tell a parent
- Never share the OTP
- No one
- Ignore it, tell a parent
- 1380
- No PIN to receive money
- 2440
- No one
- Ignore it, tell a parent
- Ignore it, tell a parent
- 750
- No one
- No PIN to receive money
- The name of the shop
- No one
- 2340
- Scanning a QR pays money
- No PIN to receive money
- The name and amount
- The name of the shop
- The name of the shop
- 930
- 900
- No one
- Ignore it, tell a parent
- 1720
- Scanning a QR pays money
- The name and amount
- 880
- 850
- The name and amount
Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids