Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 68 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Rohan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
2. 2.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
3. 3.Nisha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
4. 4.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
5. 5.Zoya sees that ₹25000 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
6. 6.Rohan’s mother has ₹2600 in her bank account. She pays ₹100 for fruit and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
7. 7.A message says Tara has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
8. 8.Rohan sees that ₹5000 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
9. 9.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹80 for milk and ₹50 for vegetables by UPI. How many rupees are left in the account?
10. 10.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
11. 11.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
12. 12.Vivaan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
13. 13.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
14. 14.A message says Gurpreet has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
15. 15.Sneha gets a link: “Click now to win a phone worth ₹25000!” What should Sneha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
16. 16.Farhan gets a link: “Click now to win a phone worth ₹25000!” What should Farhan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
17. 17.A stranger asks Priya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
18. 18.Pooja’s mother has ₹2500 in her bank account. She pays ₹280 for school books and ₹70 for milk by UPI. How many rupees are left in the account?
19. 19.Aditya’s mother has ₹1500 in her bank account. She pays ₹90 for fruit and ₹320 for vegetables by UPI. How many rupees are left in the account?
20. 20.Riya’s mother has ₹1000 in her bank account. She pays ₹400 for school books and ₹400 for medicines by UPI. How many rupees are left in the account?
21. 21.A stranger asks Riya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
22. 22.Rohan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
23. 23.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
24. 24.Saanvi’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
25. 25.Aditya’s mother has ₹2600 in her bank account. She pays ₹150 for a gas cylinder and ₹230 for milk by UPI. How many rupees are left in the account?
26. 26.Vivaan gets a link: “Click now to win a phone worth ₹500!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
27. 27.Riya’s mother has ₹1600 in her bank account. She pays ₹380 for fruit and ₹240 for milk by UPI. How many rupees are left in the account?
28. 28.A message says Rohan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
29. 29.Rahul sees that ₹2000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
30. 30.A message says Rahul has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
31. 31.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
32. 32.Rohan’s mother has ₹2400 in her bank account. She pays ₹80 for medicines and ₹110 for school books by UPI. How many rupees are left in the account?
33. 33.Sneha’s mother has ₹2300 in her bank account. She pays ₹150 for a gas cylinder and ₹330 for milk by UPI. How many rupees are left in the account?
34. 34.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
35. 35.Gurpreet gets a link: “Click now to win a phone worth ₹500!” What should Gurpreet do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
36. 36.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
37. 37.Gurpreet’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
38. 38.Arjun’s mother has ₹1100 in her bank account. She pays ₹250 for bread and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
39. 39.Farhan’s mother has ₹1800 in her bank account. She pays ₹200 for medicines and ₹370 for vegetables by UPI. How many rupees are left in the account?
40. 40.A stranger asks Karan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids