Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 69 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
2. 2.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
3. 3.A stranger asks Priya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
4. 4.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
5. 5.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
6. 6.Joseph’s mother has ₹2200 in her bank account. She pays ₹370 for fruit and ₹110 for milk by UPI. How many rupees are left in the account?
7. 7.Sneha sees that ₹5000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
8. 8.Gurpreet’s mother has ₹1500 in her bank account. She pays ₹270 for bread and ₹180 for medicines by UPI. How many rupees are left in the account?
9. 9.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
10. 10.Diya gets a link: “Click now to win a phone worth ₹1000!” What should Diya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
11. 11.Kabir’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
12. 12.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
13. 13.A stranger asks Rohan to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
14. 14.Rahul’s mother has ₹3000 in her bank account. She pays ₹150 for school books and ₹380 for medicines by UPI. How many rupees are left in the account?
15. 15.Arjun sees that ₹50000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
16. 16.Gurpreet’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
17. 17.A message says Saanvi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
18. 18.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
19. 19.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
20. 20.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
21. 21.Tara’s mother has ₹2700 in her bank account. She pays ₹370 for school books and ₹120 for fruit by UPI. How many rupees are left in the account?
22. 22.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
23. 23.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
24. 24.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
25. 25.Farhan sees that ₹50000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
26. 26.Farhan’s mother has ₹2200 in her bank account. She pays ₹270 for fruit and ₹390 for milk by UPI. How many rupees are left in the account?
27. 27.Isha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
28. 28.A message says Diya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
29. 29.Tara’s mother has ₹1200 in her bank account. She pays ₹270 for fruit and ₹310 for school books by UPI. How many rupees are left in the account?
30. 30.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
31. 31.Isha’s mother has ₹1900 in her bank account. She pays ₹170 for school books and ₹160 for milk by UPI. How many rupees are left in the account?
32. 32.Gurpreet’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
33. 33.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
34. 34.Riya’s mother has ₹1300 in her bank account. She pays ₹340 for school books and ₹200 for milk by UPI. How many rupees are left in the account?
35. 35.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
36. 36.A stranger asks Nisha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
37. 37.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
38. 38.Vivaan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
39. 39.Aarav’s mother has ₹2300 in her bank account. She pays ₹50 for a gas cylinder and ₹110 for fruit by UPI. How many rupees are left in the account?
40. 40.A message says Gurpreet has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN

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