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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 70 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Ishaan’s mother has ₹2900 in her bank account. She pays ₹240 for vegetables and ₹90 for school books by UPI. How many rupees are left in the account?
  2. 2.A stranger asks Aarav to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  3. 3.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  4. 4.Priya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  5. 5.A message says Kabir has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  6. 6.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  7. 7.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  8. 8.A message says Ishaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  9. 9.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  10. 10.A message says Tara has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  11. 11.A message says Aditya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  12. 12.Ananya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  13. 13.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  14. 14.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  15. 15.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  16. 16.Nisha’s mother has ₹1100 in her bank account. She pays ₹240 for bread and ₹140 for fruit by UPI. How many rupees are left in the account?
  17. 17.Rohan gets a link: “Click now to win a phone worth ₹50000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  18. 18.Aarav’s mother has ₹3000 in her bank account. She pays ₹210 for a gas cylinder and ₹300 for vegetables by UPI. How many rupees are left in the account?
  19. 19.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  20. 20.Rahul’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  21. 21.Isha’s mother has ₹2500 in her bank account. She pays ₹340 for a gas cylinder and ₹290 for milk by UPI. How many rupees are left in the account?
  22. 22.A message says Joseph has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  23. 23.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  24. 24.Ishaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  25. 25.Kabir sees that ₹1000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  26. 26.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  27. 27.Gurpreet’s mother has ₹1000 in her bank account. She pays ₹150 for a gas cylinder and ₹120 for school books by UPI. How many rupees are left in the account?
  28. 28.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  29. 29.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  30. 30.Sneha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  31. 31.Gurpreet’s mother has ₹1100 in her bank account. She pays ₹340 for fruit and ₹140 for milk by UPI. How many rupees are left in the account?
  32. 32.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  33. 33.A message says Farhan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  34. 34.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  35. 35.Meera sees that ₹5000 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  36. 36.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  37. 37.Kabir sees that ₹25000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  38. 38.Aditya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  39. 39.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  40. 40.Manav sees that ₹10000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it

Answer key

  1. 2570
  2. Scanning a QR pays money
  3. Never share the OTP
  4. The name and amount
  5. No PIN to receive money
  6. The name of the shop
  7. The name of the shop
  8. No PIN to receive money
  9. No one
  10. No PIN to receive money
  11. No PIN to receive money
  12. The name and amount
  13. No PIN to receive money
  14. No one
  15. No one
  16. 720
  17. Ignore it, tell a parent
  18. 2490
  19. The name of the shop
  20. The name and amount
  21. 1870
  22. No PIN to receive money
  23. No one
  24. The name and amount
  25. Tell a parent at once
  26. No PIN to receive money
  27. 730
  28. The name and amount
  29. The name and amount
  30. The name and amount
  31. 620
  32. Never share the OTP
  33. No PIN to receive money
  34. No one
  35. Tell a parent at once
  36. No one
  37. Tell a parent at once
  38. The name and amount
  39. Never share the OTP
  40. Tell a parent at once

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