Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 8 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
2. 2.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
3. 3.A stranger asks Arjun to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
4. 4.Meera sees that ₹50000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
5. 5.A stranger asks Aarav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
6. 6.Tara’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
7. 7.Dev’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
8. 8.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
9. 9.Lakshmi gets a link: “Click now to win a phone worth ₹5000!” What should Lakshmi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
10. 10.A stranger asks Kavya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
11. 11.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
12. 12.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
13. 13.A message says Riya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
14. 14.Saanvi’s mother has ₹2000 in her bank account. She pays ₹100 for bread and ₹360 for milk by UPI. How many rupees are left in the account?
15. 15.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
16. 16.A stranger asks Riya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
17. 17.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
18. 18.A message says Tara has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
19. 19.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.Manav’s mother has ₹1700 in her bank account. She pays ₹300 for school books and ₹300 for medicines by UPI. How many rupees are left in the account?
21. 21.Pooja gets a link: “Click now to win a phone worth ₹5000!” What should Pooja do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
22. 22.Tara’s mother has ₹1300 in her bank account. She pays ₹330 for milk and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
23. 23.Pooja gets a link: “Click now to win a phone worth ₹500!” What should Pooja do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
24. 24.Kabir’s mother has ₹1500 in her bank account. She pays ₹50 for medicines and ₹170 for school books by UPI. How many rupees are left in the account?
25. 25.Ishaan sees that ₹10000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
26. 26.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
27. 27.Nisha’s mother has ₹2200 in her bank account. She pays ₹400 for school books and ₹140 for milk by UPI. How many rupees are left in the account?
28. 28.A message says Kabir has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
29. 29.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
30. 30.Zoya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
31. 31.Farhan’s mother has ₹2700 in her bank account. She pays ₹230 for fruit and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
32. 32.Manav gets a link: “Click now to win a phone worth ₹500!” What should Manav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
33. 33.Ananya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
34. 34.Arjun’s mother has ₹2600 in her bank account. She pays ₹190 for fruit and ₹300 for vegetables by UPI. How many rupees are left in the account?
35. 35.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
36. 36.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
37. 37.Lakshmi’s mother has ₹1800 in her bank account. She pays ₹300 for school books and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
38. 38.Rohan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
39. 39.A stranger asks Kabir to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
40. 40.Saanvi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour

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