Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 71 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Isha’s mother has ₹2300 in her bank account. She pays ₹90 for school books and ₹50 for milk by UPI. How many rupees are left in the account?
2. 2.A stranger asks Gurpreet to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
3. 3.Joseph’s mother has ₹2000 in her bank account. She pays ₹90 for vegetables and ₹180 for fruit by UPI. How many rupees are left in the account?
4. 4.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
5. 5.Nisha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
6. 6.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
7. 7.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
8. 8.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
9. 9.Sneha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
10. 10.Farhan gets a link: “Click now to win a phone worth ₹2000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
11. 11.Joseph’s mother has ₹2000 in her bank account. She pays ₹360 for bread and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
12. 12.Priya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
13. 13.A stranger asks Kavya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
14. 14.Arjun’s mother has ₹1400 in her bank account. She pays ₹340 for medicines and ₹210 for vegetables by UPI. How many rupees are left in the account?
15. 15.Dev gets a link: “Click now to win a phone worth ₹10000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
16. 16.Sneha’s mother has ₹2900 in her bank account. She pays ₹70 for vegetables and ₹110 for school books by UPI. How many rupees are left in the account?
17. 17.Manav sees that ₹5000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
18. 18.Gurpreet’s mother has ₹2000 in her bank account. She pays ₹180 for medicines and ₹270 for milk by UPI. How many rupees are left in the account?
19. 19.A message says Aditya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.Arjun’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
21. 21.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
22. 22.Diya sees that ₹500 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
23. 23.A message says Ananya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
24. 24.Aditya sees that ₹1000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
25. 25.Farhan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
26. 26.Kavya gets a link: “Click now to win a phone worth ₹1000!” What should Kavya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
27. 27.Saanvi’s mother has ₹2900 in her bank account. She pays ₹330 for a gas cylinder and ₹250 for milk by UPI. How many rupees are left in the account?
28. 28.Dev gets a link: “Click now to win a phone worth ₹500!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
29. 29.Manav’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
30. 30.Aditya gets a link: “Click now to win a phone worth ₹1000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
31. 31.Priya’s mother has ₹1000 in her bank account. She pays ₹60 for school books and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
32. 32.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
33. 33.Manav sees that ₹10000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
34. 34.Vivaan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
35. 35.A stranger asks Manav to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
36. 36.Zoya gets a link: “Click now to win a phone worth ₹5000!” What should Zoya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
37. 37.A stranger asks Diya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
38. 38.Sneha sees that ₹25000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
39. 39.Riya’s mother has ₹1200 in her bank account. She pays ₹130 for milk and ₹320 for fruit by UPI. How many rupees are left in the account?
40. 40.Saanvi gets a link: “Click now to win a phone worth ₹2000!” What should Saanvi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent

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