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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 72 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Ishaan’s mother has ₹1300 in her bank account. She pays ₹240 for milk and ₹290 for bread by UPI. How many rupees are left in the account?
  2. 2.Manav gets a link: “Click now to win a phone worth ₹5000!” What should Manav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  3. 3.Diya’s mother has ₹2300 in her bank account. She pays ₹390 for a gas cylinder and ₹90 for bread by UPI. How many rupees are left in the account?
  4. 4.Rohan sees that ₹25000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  5. 5.Karan gets a link: “Click now to win a phone worth ₹1000!” What should Karan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  6. 6.Diya’s mother has ₹2900 in her bank account. She pays ₹90 for fruit and ₹220 for medicines by UPI. How many rupees are left in the account?
  7. 7.Riya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  8. 8.Rohan’s mother has ₹3000 in her bank account. She pays ₹210 for school books and ₹230 for bread by UPI. How many rupees are left in the account?
  9. 9.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  10. 10.Ishaan’s mother has ₹1900 in her bank account. She pays ₹210 for a gas cylinder and ₹120 for fruit by UPI. How many rupees are left in the account?
  11. 11.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  12. 12.Dev’s mother has ₹2200 in her bank account. She pays ₹300 for bread and ₹250 for fruit by UPI. How many rupees are left in the account?
  13. 13.Manav gets a link: “Click now to win a phone worth ₹1000!” What should Manav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  14. 14.Joseph gets a link: “Click now to win a phone worth ₹10000!” What should Joseph do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  15. 15.Vivaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  16. 16.Rohan’s mother has ₹1400 in her bank account. She pays ₹120 for bread and ₹210 for fruit by UPI. How many rupees are left in the account?
  17. 17.Diya’s mother has ₹2200 in her bank account. She pays ₹340 for medicines and ₹130 for fruit by UPI. How many rupees are left in the account?
  18. 18.Sneha’s mother has ₹2600 in her bank account. She pays ₹80 for fruit and ₹290 for milk by UPI. How many rupees are left in the account?
  19. 19.Pooja’s mother has ₹1100 in her bank account. She pays ₹60 for fruit and ₹60 for milk by UPI. How many rupees are left in the account?
  20. 20.Ananya’s mother has ₹2000 in her bank account. She pays ₹140 for milk and ₹300 for school books by UPI. How many rupees are left in the account?
  21. 21.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  22. 22.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  23. 23.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  24. 24.A message says Lakshmi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  25. 25.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  26. 26.Meera’s mother has ₹1900 in her bank account. She pays ₹300 for medicines and ₹320 for milk by UPI. How many rupees are left in the account?
  27. 27.Diya’s mother has ₹1000 in her bank account. She pays ₹240 for bread and ₹110 for medicines by UPI. How many rupees are left in the account?
  28. 28.Isha sees that ₹2000 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  29. 29.Riya’s mother has ₹2400 in her bank account. She pays ₹230 for milk and ₹220 for fruit by UPI. How many rupees are left in the account?
  30. 30.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  31. 31.Ishaan’s mother has ₹2700 in her bank account. She pays ₹350 for milk and ₹90 for fruit by UPI. How many rupees are left in the account?
  32. 32.Diya gets a link: “Click now to win a phone worth ₹10000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  33. 33.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  34. 34.Zoya’s mother has ₹1000 in her bank account. She pays ₹320 for fruit and ₹350 for milk by UPI. How many rupees are left in the account?
  35. 35.Karan’s mother has ₹2900 in her bank account. She pays ₹250 for school books and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
  36. 36.Priya sees that ₹500 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  37. 37.Kavya’s mother has ₹1300 in her bank account. She pays ₹100 for milk and ₹260 for medicines by UPI. How many rupees are left in the account?
  38. 38.Nisha’s mother has ₹1100 in her bank account. She pays ₹210 for vegetables and ₹120 for bread by UPI. How many rupees are left in the account?
  39. 39.Karan gets a link: “Click now to win a phone worth ₹5000!” What should Karan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  40. 40.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one

Answer key

  1. 770
  2. Ignore it, tell a parent
  3. 1820
  4. Tell a parent at once
  5. Ignore it, tell a parent
  6. 2590
  7. The name of the shop
  8. 2560
  9. Never share the OTP
  10. 1570
  11. Scanning a QR pays money
  12. 1650
  13. Ignore it, tell a parent
  14. Ignore it, tell a parent
  15. The name of the shop
  16. 1070
  17. 1730
  18. 2230
  19. 980
  20. 1560
  21. Never share the OTP
  22. No one
  23. No PIN to receive money
  24. No PIN to receive money
  25. Ignore it, tell a parent
  26. 1280
  27. 650
  28. Tell a parent at once
  29. 1950
  30. No one
  31. 2260
  32. Ignore it, tell a parent
  33. No one
  34. 330
  35. 2380
  36. Tell a parent at once
  37. 940
  38. 770
  39. Ignore it, tell a parent
  40. No one

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