Safe Digital Payments Worksheet
The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.
NameDateTime takenScore ___ / 40
- 1.Isha’s mother has ₹2700 in her bank account. She pays ₹380 for fruit and ₹80 for bread by UPI. How many rupees are left in the account?
- 2.Ishaan’s mother has ₹2100 in her bank account. She pays ₹130 for a gas cylinder and ₹390 for fruit by UPI. How many rupees are left in the account?
- 3.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
- 4.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
- 5.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
- 6.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
- 7.A message says Lakshmi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 8.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
- 9.Diya gets a link: “Click now to win a phone worth ₹5000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
- 10.Joseph’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
- 11.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 12.Arjun gets a link: “Click now to win a phone worth ₹1000!” What should Arjun do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
- 13.Sneha’s mother has ₹3000 in her bank account. She pays ₹240 for vegetables and ₹230 for medicines by UPI. How many rupees are left in the account?
- 14.Kabir’s mother has ₹1400 in her bank account. She pays ₹70 for vegetables and ₹100 for milk by UPI. How many rupees are left in the account?
- 15.Arjun’s mother has ₹1000 in her bank account. She pays ₹110 for vegetables and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
- 16.Pooja’s mother has ₹1300 in her bank account. She pays ₹70 for school books and ₹140 for milk by UPI. How many rupees are left in the account?
- 17.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
- 18.Farhan’s mother has ₹2800 in her bank account. She pays ₹310 for school books and ₹200 for bread by UPI. How many rupees are left in the account?
- 19.Kavya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
- 20.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
- 21.Diya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
- 22.Vivaan’s mother has ₹1300 in her bank account. She pays ₹160 for school books and ₹160 for a gas cylinder by UPI. How many rupees are left in the account?
- 23.Pooja’s mother has ₹2100 in her bank account. She pays ₹280 for medicines and ₹130 for vegetables by UPI. How many rupees are left in the account?
- 24.Priya’s mother has ₹2800 in her bank account. She pays ₹390 for medicines and ₹320 for school books by UPI. How many rupees are left in the account?
- 25.Priya’s mother has ₹1000 in her bank account. She pays ₹290 for school books and ₹50 for bread by UPI. How many rupees are left in the account?
- 26.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 27.Kavya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
- 28.A message says Rahul has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
- 29.Karan sees that ₹500 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 30.A stranger asks Dev to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
- 31.A stranger asks Rohan to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
- 32.Kavya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
- 33.Tara’s mother has ₹2500 in her bank account. She pays ₹380 for vegetables and ₹350 for bread by UPI. How many rupees are left in the account?
- 34.Vivaan gets a link: “Click now to win a phone worth ₹5000!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 35.A message says Vivaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
- 36.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
- 37.Arjun’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
- 38.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
- 39.Pooja’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
- 40.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
Answer key
- 2240
- 1580
- No one
- No one
- No one
- No one
- No PIN to receive money
- No PIN to receive money
- Ignore it, tell a parent
- The name of the shop
- Never share the OTP
- Ignore it, tell a parent
- 2530
- 1230
- 800
- 1090
- No one
- 2290
- The name of the shop
- Never share the OTP
- The name and amount
- 980
- 1690
- 2090
- 660
- Never share the OTP
- The name of the shop
- No PIN to receive money
- Tell a parent at once
- Scanning a QR pays money
- Scanning a QR pays money
- The name and amount
- 1770
- Ignore it, tell a parent
- No PIN to receive money
- The name and amount
- The name and amount
- No one
- The name and amount
- No one
Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids