Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 74 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Meera’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
2. 2.Farhan’s mother has ₹2700 in her bank account. She pays ₹60 for milk and ₹240 for school books by UPI. How many rupees are left in the account?
3. 3.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
4. 4.Zoya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
5. 5.Saanvi’s mother has ₹1000 in her bank account. She pays ₹80 for school books and ₹330 for milk by UPI. How many rupees are left in the account?
6. 6.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
7. 7.Farhan’s mother has ₹2100 in her bank account. She pays ₹90 for bread and ₹270 for fruit by UPI. How many rupees are left in the account?
8. 8.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
9. 9.Isha’s mother has ₹1000 in her bank account. She pays ₹230 for fruit and ₹220 for vegetables by UPI. How many rupees are left in the account?
10. 10.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
11. 11.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
12. 12.Diya’s mother has ₹2100 in her bank account. She pays ₹220 for medicines and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
13. 13.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
14. 14.Gurpreet sees that ₹10000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
15. 15.Farhan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
16. 16.Pooja’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
17. 17.Pooja sees that ₹2000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
18. 18.Priya sees that ₹5000 was sent to a wrong number by mistake. What should Priya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
19. 19.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.A stranger asks Gurpreet to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
21. 21.Meera’s mother has ₹2300 in her bank account. She pays ₹60 for school books and ₹230 for milk by UPI. How many rupees are left in the account?
22. 22.Meera’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
23. 23.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
24. 24.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
25. 25.A stranger asks Isha to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
26. 26.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
27. 27.Diya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
28. 28.Joseph’s mother has ₹1400 in her bank account. She pays ₹110 for medicines and ₹290 for vegetables by UPI. How many rupees are left in the account?
29. 29.Tara gets a link: “Click now to win a phone worth ₹10000!” What should Tara do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
30. 30.Kabir’s mother has ₹1300 in her bank account. She pays ₹320 for fruit and ₹60 for vegetables by UPI. How many rupees are left in the account?
31. 31.Priya sees that ₹10000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
32. 32.Kavya gets a link: “Click now to win a phone worth ₹25000!” What should Kavya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
33. 33.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
34. 34.Joseph’s mother has ₹1800 in her bank account. She pays ₹100 for vegetables and ₹400 for milk by UPI. How many rupees are left in the account?
35. 35.Vivaan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
36. 36.Meera’s mother has ₹1600 in her bank account. She pays ₹130 for bread and ₹110 for a gas cylinder by UPI. How many rupees are left in the account?
37. 37.Rohan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
38. 38.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
39. 39.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
40. 40.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one

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