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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 75 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  2. 2.Zoya’s mother has ₹2900 in her bank account. She pays ₹240 for a gas cylinder and ₹380 for school books by UPI. How many rupees are left in the account?
  3. 3.Riya’s mother has ₹1900 in her bank account. She pays ₹50 for vegetables and ₹240 for school books by UPI. How many rupees are left in the account?
  4. 4.Aarav sees that ₹50000 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  5. 5.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  6. 6.A stranger asks Rohan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  7. 7.Diya’s mother has ₹1700 in her bank account. She pays ₹280 for school books and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
  8. 8.Tara sees that ₹2000 was sent to a wrong number by mistake. What should Tara do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  9. 9.Tara’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  10. 10.Riya gets a link: “Click now to win a phone worth ₹2000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  11. 11.Ananya’s mother has ₹2700 in her bank account. She pays ₹330 for school books and ₹350 for medicines by UPI. How many rupees are left in the account?
  12. 12.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  13. 13.Joseph’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  14. 14.Farhan’s mother has ₹2700 in her bank account. She pays ₹400 for fruit and ₹260 for bread by UPI. How many rupees are left in the account?
  15. 15.A stranger asks Karan to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  16. 16.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  17. 17.A message says Manav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  18. 18.A message says Isha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  19. 19.Kabir sees that ₹2000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  20. 20.A stranger asks Saanvi to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  21. 21.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  22. 22.Vivaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  23. 23.Ishaan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  24. 24.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  25. 25.Aarav’s mother has ₹1100 in her bank account. She pays ₹400 for a gas cylinder and ₹280 for bread by UPI. How many rupees are left in the account?
  26. 26.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  27. 27.Ishaan’s mother has ₹2400 in her bank account. She pays ₹140 for bread and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
  28. 28.Isha’s mother has ₹1100 in her bank account. She pays ₹140 for fruit and ₹130 for vegetables by UPI. How many rupees are left in the account?
  29. 29.Lakshmi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  30. 30.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  31. 31.Farhan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  32. 32.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  33. 33.Vivaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  34. 34.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  35. 35.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  36. 36.A message says Ishaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  37. 37.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  38. 38.Rohan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  39. 39.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  40. 40.Riya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount

Answer key

  1. The name of the shop
  2. 2280
  3. 1610
  4. Tell a parent at once
  5. No PIN to receive money
  6. Scanning a QR pays money
  7. 1170
  8. Tell a parent at once
  9. The name and amount
  10. Ignore it, tell a parent
  11. 2020
  12. The name of the shop
  13. The name and amount
  14. 2040
  15. Scanning a QR pays money
  16. Ignore it, tell a parent
  17. No PIN to receive money
  18. No PIN to receive money
  19. Tell a parent at once
  20. Scanning a QR pays money
  21. Never share the OTP
  22. The name of the shop
  23. The name of the shop
  24. Never share the OTP
  25. 420
  26. No one
  27. 1970
  28. 830
  29. The name and amount
  30. No one
  31. The name and amount
  32. Never share the OTP
  33. The name and amount
  34. No one
  35. No one
  36. No PIN to receive money
  37. No PIN to receive money
  38. The name and amount
  39. The name of the shop
  40. The name and amount

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