Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 76 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Farhan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
2. 2.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Manav’s mother has ₹2500 in her bank account. She pays ₹360 for school books and ₹70 for fruit by UPI. How many rupees are left in the account?
4. 4.Ananya’s mother has ₹2600 in her bank account. She pays ₹240 for medicines and ₹290 for milk by UPI. How many rupees are left in the account?
5. 5.Saanvi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
6. 6.Pooja gets a link: “Click now to win a phone worth ₹2000!” What should Pooja do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
7. 7.A message says Gurpreet has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
8. 8.Tara’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
9. 9.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
10. 10.A message says Pooja has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
11. 11.Sneha’s mother has ₹2500 in her bank account. She pays ₹220 for a gas cylinder and ₹160 for fruit by UPI. How many rupees are left in the account?
12. 12.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
13. 13.A message says Nisha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
14. 14.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
15. 15.Priya’s mother has ₹1200 in her bank account. She pays ₹210 for fruit and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
16. 16.A message says Sneha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
17. 17.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
18. 18.Riya’s mother has ₹2300 in her bank account. She pays ₹70 for bread and ₹60 for milk by UPI. How many rupees are left in the account?
19. 19.Vivaan’s mother has ₹2500 in her bank account. She pays ₹270 for medicines and ₹360 for a gas cylinder by UPI. How many rupees are left in the account?
20. 20.Vivaan gets a link: “Click now to win a phone worth ₹1000!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
21. 21.Rohan’s mother has ₹2200 in her bank account. She pays ₹100 for bread and ₹370 for school books by UPI. How many rupees are left in the account?
22. 22.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
23. 23.A stranger asks Aditya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
24. 24.Ananya’s mother has ₹2800 in her bank account. She pays ₹310 for milk and ₹380 for a gas cylinder by UPI. How many rupees are left in the account?
25. 25.Aarav’s mother has ₹1300 in her bank account. She pays ₹160 for milk and ₹260 for school books by UPI. How many rupees are left in the account?
26. 26.Diya’s mother has ₹1100 in her bank account. She pays ₹240 for school books and ₹60 for milk by UPI. How many rupees are left in the account?
27. 27.Joseph gets a link: “Click now to win a phone worth ₹500!” What should Joseph do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
28. 28.Riya’s mother has ₹1500 in her bank account. She pays ₹260 for medicines and ₹160 for vegetables by UPI. How many rupees are left in the account?
29. 29.A stranger asks Isha to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
30. 30.Sneha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
31. 31.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
32. 32.Aditya’s mother has ₹1000 in her bank account. She pays ₹320 for vegetables and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
33. 33.A message says Lakshmi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
34. 34.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
35. 35.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
36. 36.Tara sees that ₹1000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
37. 37.Rahul’s mother has ₹1600 in her bank account. She pays ₹120 for vegetables and ₹120 for school books by UPI. How many rupees are left in the account?
38. 38.Saanvi’s mother has ₹1400 in her bank account. She pays ₹280 for school books and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
39. 39.A message says Joseph has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
40. 40.A message says Nisha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids