Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 77 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Dev’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
2. 2.Manav gets a link: “Click now to win a phone worth ₹2000!” What should Manav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
3. 3.Kavya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
4. 4.Sneha sees that ₹2000 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
5. 5.Nisha’s mother has ₹2400 in her bank account. She pays ₹140 for school books and ₹230 for bread by UPI. How many rupees are left in the account?
6. 6.A stranger asks Farhan to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
7. 7.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
8. 8.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
9. 9.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
10. 10.Farhan’s mother has ₹2700 in her bank account. She pays ₹220 for vegetables and ₹310 for medicines by UPI. How many rupees are left in the account?
11. 11.Aditya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
12. 12.A stranger asks Pooja to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
13. 13.Priya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
14. 14.Isha gets a link: “Click now to win a phone worth ₹1000!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
15. 15.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
16. 16.Zoya’s mother has ₹1600 in her bank account. She pays ₹140 for bread and ₹50 for vegetables by UPI. How many rupees are left in the account?
17. 17.A stranger asks Ananya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
18. 18.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
19. 19.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
20. 20.Rohan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
21. 21.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
22. 22.Dev’s mother has ₹1700 in her bank account. She pays ₹140 for milk and ₹220 for school books by UPI. How many rupees are left in the account?
23. 23.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
24. 24.Saanvi’s mother has ₹2200 in her bank account. She pays ₹290 for fruit and ₹210 for milk by UPI. How many rupees are left in the account?
25. 25.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
26. 26.Kabir’s mother has ₹1800 in her bank account. She pays ₹90 for bread and ₹290 for school books by UPI. How many rupees are left in the account?
27. 27.Farhan’s mother has ₹1000 in her bank account. She pays ₹220 for school books and ₹270 for milk by UPI. How many rupees are left in the account?
28. 28.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
29. 29.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
30. 30.Meera’s mother has ₹1300 in her bank account. She pays ₹160 for bread and ₹400 for fruit by UPI. How many rupees are left in the account?
31. 31.Ishaan’s mother has ₹1100 in her bank account. She pays ₹70 for a gas cylinder and ₹200 for fruit by UPI. How many rupees are left in the account?
32. 32.Kabir’s mother has ₹1800 in her bank account. She pays ₹90 for medicines and ₹320 for milk by UPI. How many rupees are left in the account?
33. 33.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
34. 34.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
35. 35.A message says Aditya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
36. 36.Gurpreet’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
37. 37.A stranger asks Ishaan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
38. 38.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
39. 39.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
40. 40.Rohan’s mother has ₹1600 in her bank account. She pays ₹180 for school books and ₹360 for vegetables by UPI. How many rupees are left in the account?

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