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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 78 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha’s mother has ₹2700 in her bank account. She pays ₹150 for a gas cylinder and ₹100 for milk by UPI. How many rupees are left in the account?
  2. 2.Rohan sees that ₹5000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  3. 3.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  4. 4.Aarav gets a link: “Click now to win a phone worth ₹5000!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  5. 5.Aditya gets a link: “Click now to win a phone worth ₹10000!” What should Aditya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  6. 6.Gurpreet’s mother has ₹1600 in her bank account. She pays ₹300 for medicines and ₹290 for bread by UPI. How many rupees are left in the account?
  7. 7.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  8. 8.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  9. 9.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  10. 10.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  11. 11.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  12. 12.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  13. 13.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  14. 14.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  15. 15.Kavya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  16. 16.Kavya gets a link: “Click now to win a phone worth ₹25000!” What should Kavya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  17. 17.A message says Arjun has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  18. 18.Rahul’s mother has ₹2900 in her bank account. She pays ₹120 for vegetables and ₹60 for school books by UPI. How many rupees are left in the account?
  19. 19.Vivaan’s mother has ₹2000 in her bank account. She pays ₹190 for fruit and ₹210 for bread by UPI. How many rupees are left in the account?
  20. 20.Joseph’s mother has ₹2100 in her bank account. She pays ₹230 for vegetables and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  21. 21.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  22. 22.Aarav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  23. 23.Sneha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  24. 24.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  25. 25.Arjun’s mother has ₹1900 in her bank account. She pays ₹90 for fruit and ₹130 for bread by UPI. How many rupees are left in the account?
  26. 26.A stranger asks Zoya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  27. 27.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  28. 28.Rohan’s mother has ₹1800 in her bank account. She pays ₹180 for medicines and ₹240 for school books by UPI. How many rupees are left in the account?
  29. 29.A stranger asks Dev to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  30. 30.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  31. 31.Joseph gets a link: “Click now to win a phone worth ₹2000!” What should Joseph do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  32. 32.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  33. 33.Vivaan’s mother has ₹1900 in her bank account. She pays ₹210 for fruit and ₹160 for milk by UPI. How many rupees are left in the account?
  34. 34.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  35. 35.Rahul’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  36. 36.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  37. 37.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  38. 38.Arjun sees that ₹10000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  39. 39.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  40. 40.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop

Answer key

  1. 2450
  2. Tell a parent at once
  3. No one
  4. Ignore it, tell a parent
  5. Ignore it, tell a parent
  6. 1010
  7. No one
  8. Never share the OTP
  9. No PIN to receive money
  10. No one
  11. Never share the OTP
  12. The name of the shop
  13. No one
  14. No one
  15. The name of the shop
  16. Ignore it, tell a parent
  17. No PIN to receive money
  18. 2720
  19. 1600
  20. 1540
  21. Never share the OTP
  22. The name of the shop
  23. The name and amount
  24. No one
  25. 1680
  26. Scanning a QR pays money
  27. Never share the OTP
  28. 1380
  29. Scanning a QR pays money
  30. Never share the OTP
  31. Ignore it, tell a parent
  32. No PIN to receive money
  33. 1530
  34. No one
  35. The name of the shop
  36. Never share the OTP
  37. Never share the OTP
  38. Tell a parent at once
  39. No one
  40. The name of the shop

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