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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 79 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha’s mother has ₹2500 in her bank account. She pays ₹110 for fruit and ₹190 for a gas cylinder by UPI. How many rupees are left in the account?
  2. 2.Isha’s mother has ₹2900 in her bank account. She pays ₹50 for fruit and ₹130 for vegetables by UPI. How many rupees are left in the account?
  3. 3.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  4. 4.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  5. 5.Isha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  6. 6.Tara gets a link: “Click now to win a phone worth ₹2000!” What should Tara do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  7. 7.Rahul’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  8. 8.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  9. 9.Dev gets a link: “Click now to win a phone worth ₹10000!” What should Dev do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  10. 10.A message says Zoya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  11. 11.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  12. 12.Ananya gets a link: “Click now to win a phone worth ₹1000!” What should Ananya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  13. 13.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  14. 14.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  15. 15.Nisha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  16. 16.Kabir’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  17. 17.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  18. 18.Aditya’s mother has ₹2000 in her bank account. She pays ₹110 for milk and ₹150 for school books by UPI. How many rupees are left in the account?
  19. 19.A message says Saanvi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  20. 20.A message says Lakshmi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  21. 21.Tara sees that ₹500 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  22. 22.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  23. 23.A stranger asks Isha to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  24. 24.Manav’s mother has ₹1800 in her bank account. She pays ₹120 for bread and ₹120 for school books by UPI. How many rupees are left in the account?
  25. 25.Sneha gets a link: “Click now to win a phone worth ₹5000!” What should Sneha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  26. 26.Riya’s mother has ₹2900 in her bank account. She pays ₹250 for fruit and ₹280 for school books by UPI. How many rupees are left in the account?
  27. 27.Farhan’s mother has ₹2900 in her bank account. She pays ₹300 for vegetables and ₹250 for milk by UPI. How many rupees are left in the account?
  28. 28.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  29. 29.Pooja’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  30. 30.A message says Ananya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  31. 31.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  32. 32.Ananya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  33. 33.A message says Rohan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  34. 34.Isha sees that ₹25000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  35. 35.Lakshmi’s mother has ₹2500 in her bank account. She pays ₹340 for fruit and ₹190 for milk by UPI. How many rupees are left in the account?
  36. 36.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  37. 37.A stranger asks Ishaan to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  38. 38.A message says Aditya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  39. 39.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  40. 40.Isha sees that ₹1000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it

Answer key

  1. 2200
  2. 2720
  3. No one
  4. No one
  5. The name and amount
  6. Ignore it, tell a parent
  7. The name and amount
  8. The name of the shop
  9. Ignore it, tell a parent
  10. No PIN to receive money
  11. Never share the OTP
  12. Ignore it, tell a parent
  13. No one
  14. The name and amount
  15. The name and amount
  16. The name and amount
  17. No PIN to receive money
  18. 1740
  19. No PIN to receive money
  20. No PIN to receive money
  21. Tell a parent at once
  22. No one
  23. Scanning a QR pays money
  24. 1560
  25. Ignore it, tell a parent
  26. 2370
  27. 2350
  28. The name of the shop
  29. The name of the shop
  30. No PIN to receive money
  31. Never share the OTP
  32. The name and amount
  33. No PIN to receive money
  34. Tell a parent at once
  35. 1970
  36. The name and amount
  37. Scanning a QR pays money
  38. No PIN to receive money
  39. No one
  40. Tell a parent at once

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