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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 80 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Manav’s mother has ₹1900 in her bank account. She pays ₹280 for fruit and ₹160 for school books by UPI. How many rupees are left in the account?
  2. 2.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  3. 3.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  4. 4.Ananya’s mother has ₹1900 in her bank account. She pays ₹80 for vegetables and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
  5. 5.A message says Saanvi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  6. 6.A stranger asks Meera to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  7. 7.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  8. 8.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  9. 9.Farhan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  10. 10.Lakshmi’s mother has ₹2800 in her bank account. She pays ₹130 for school books and ₹240 for vegetables by UPI. How many rupees are left in the account?
  11. 11.Dev’s mother has ₹2300 in her bank account. She pays ₹340 for school books and ₹240 for vegetables by UPI. How many rupees are left in the account?
  12. 12.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  13. 13.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  14. 14.Rahul gets a link: “Click now to win a phone worth ₹50000!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  15. 15.Lakshmi’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  16. 16.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  17. 17.A message says Aditya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  18. 18.Arjun gets a link: “Click now to win a phone worth ₹500!” What should Arjun do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  19. 19.Manav’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  20. 20.Manav’s mother has ₹1500 in her bank account. She pays ₹130 for a gas cylinder and ₹230 for vegetables by UPI. How many rupees are left in the account?
  21. 21.Zoya gets a link: “Click now to win a phone worth ₹500!” What should Zoya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  22. 22.A stranger asks Ananya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  23. 23.Nisha’s mother has ₹1100 in her bank account. She pays ₹70 for a gas cylinder and ₹180 for school books by UPI. How many rupees are left in the account?
  24. 24.Aarav’s mother has ₹2300 in her bank account. She pays ₹150 for medicines and ₹270 for fruit by UPI. How many rupees are left in the account?
  25. 25.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  26. 26.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  27. 27.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  28. 28.A stranger asks Ishaan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  29. 29.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  30. 30.A stranger asks Karan to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  31. 31.Aarav’s mother has ₹1000 in her bank account. She pays ₹350 for school books and ₹150 for milk by UPI. How many rupees are left in the account?
  32. 32.Ananya sees that ₹50000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  33. 33.Manav sees that ₹1000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  34. 34.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  35. 35.Isha’s mother has ₹2700 in her bank account. She pays ₹350 for bread and ₹140 for milk by UPI. How many rupees are left in the account?
  36. 36.Joseph’s mother has ₹1700 in her bank account. She pays ₹100 for vegetables and ₹120 for milk by UPI. How many rupees are left in the account?
  37. 37.A message says Dev has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  38. 38.Priya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  39. 39.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  40. 40.Lakshmi’s mother has ₹3000 in her bank account. She pays ₹340 for a gas cylinder and ₹100 for milk by UPI. How many rupees are left in the account?

Answer key

  1. 1460
  2. Never share the OTP
  3. The name of the shop
  4. 1540
  5. No PIN to receive money
  6. Scanning a QR pays money
  7. No one
  8. No one
  9. The name of the shop
  10. 2430
  11. 1720
  12. No one
  13. No one
  14. Ignore it, tell a parent
  15. The name of the shop
  16. Never share the OTP
  17. No PIN to receive money
  18. Ignore it, tell a parent
  19. The name and amount
  20. 1140
  21. Ignore it, tell a parent
  22. Scanning a QR pays money
  23. 850
  24. 1880
  25. No one
  26. Never share the OTP
  27. No PIN to receive money
  28. Scanning a QR pays money
  29. Never share the OTP
  30. Scanning a QR pays money
  31. 500
  32. Tell a parent at once
  33. Tell a parent at once
  34. Never share the OTP
  35. 2210
  36. 1480
  37. No PIN to receive money
  38. The name of the shop
  39. No one
  40. 2560

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