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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 9 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun’s mother has ₹2400 in her bank account. She pays ₹350 for school books and ₹310 for bread by UPI. How many rupees are left in the account?
  2. 2.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  3. 3.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹170 for bread and ₹400 for medicines by UPI. How many rupees are left in the account?
  4. 4.A stranger asks Vivaan to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  5. 5.Dev’s mother has ₹2800 in her bank account. She pays ₹250 for fruit and ₹320 for milk by UPI. How many rupees are left in the account?
  6. 6.Aarav’s mother has ₹1600 in her bank account. She pays ₹160 for milk and ₹70 for medicines by UPI. How many rupees are left in the account?
  7. 7.Priya’s mother has ₹1500 in her bank account. She pays ₹240 for bread and ₹110 for medicines by UPI. How many rupees are left in the account?
  8. 8.A stranger asks Vivaan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  9. 9.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  10. 10.Diya’s mother has ₹2600 in her bank account. She pays ₹260 for medicines and ₹70 for milk by UPI. How many rupees are left in the account?
  11. 11.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  12. 12.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  13. 13.A stranger asks Ananya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  14. 14.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  15. 15.Ishaan’s mother has ₹2400 in her bank account. She pays ₹380 for bread and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
  16. 16.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  17. 17.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  18. 18.Dev sees that ₹25000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  19. 19.Priya’s mother has ₹2500 in her bank account. She pays ₹190 for vegetables and ₹150 for fruit by UPI. How many rupees are left in the account?
  20. 20.Lakshmi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  21. 21.Rohan’s mother has ₹2100 in her bank account. She pays ₹140 for milk and ₹60 for vegetables by UPI. How many rupees are left in the account?
  22. 22.Ananya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  23. 23.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  24. 24.Diya sees that ₹2000 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  25. 25.Kabir’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  26. 26.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  27. 27.Tara’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  28. 28.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  29. 29.Isha’s mother has ₹2100 in her bank account. She pays ₹290 for school books and ₹130 for vegetables by UPI. How many rupees are left in the account?
  30. 30.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  31. 31.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  32. 32.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  33. 33.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  34. 34.A message says Rahul has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  35. 35.A stranger asks Ishaan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  36. 36.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  37. 37.Tara’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  38. 38.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  39. 39.A stranger asks Rahul to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  40. 40.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message

Answer key

  1. 1740
  2. Ignore it, tell a parent
  3. 830
  4. Scanning a QR pays money
  5. 2230
  6. 1370
  7. 1150
  8. Scanning a QR pays money
  9. No one
  10. 2270
  11. The name of the shop
  12. No one
  13. Scanning a QR pays money
  14. Never share the OTP
  15. 1840
  16. Never share the OTP
  17. No one
  18. Tell a parent at once
  19. 2160
  20. The name of the shop
  21. 1900
  22. The name and amount
  23. The name and amount
  24. Tell a parent at once
  25. The name and amount
  26. Never share the OTP
  27. The name of the shop
  28. No PIN to receive money
  29. 1680
  30. The name of the shop
  31. No one
  32. No one
  33. No one
  34. No PIN to receive money
  35. Scanning a QR pays money
  36. Never share the OTP
  37. The name of the shop
  38. No PIN to receive money
  39. Scanning a QR pays money
  40. Never share the OTP

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