Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 81 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Gurpreet’s mother has ₹2100 in her bank account. She pays ₹100 for school books and ₹70 for medicines by UPI. How many rupees are left in the account?
2. 2.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
3. 3.Meera’s mother has ₹1800 in her bank account. She pays ₹220 for vegetables and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
4. 4.Rahul’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
5. 5.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
6. 6.A message says Farhan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
7. 7.Kabir’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
8. 8.A message says Nisha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
9. 9.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
10. 10.Kavya’s mother has ₹1500 in her bank account. She pays ₹310 for school books and ₹120 for bread by UPI. How many rupees are left in the account?
11. 11.Priya’s mother has ₹2500 in her bank account. She pays ₹230 for vegetables and ₹330 for milk by UPI. How many rupees are left in the account?
12. 12.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
13. 13.Gurpreet’s mother has ₹1000 in her bank account. She pays ₹130 for a gas cylinder and ₹240 for vegetables by UPI. How many rupees are left in the account?
14. 14.A stranger asks Riya to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
15. 15.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
16. 16.Lakshmi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
17. 17.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
18. 18.Ishaan’s mother has ₹1300 in her bank account. She pays ₹150 for vegetables and ₹110 for medicines by UPI. How many rupees are left in the account?
19. 19.A message says Ishaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
20. 20.Gurpreet’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
21. 21.Arjun’s mother has ₹2100 in her bank account. She pays ₹130 for milk and ₹170 for vegetables by UPI. How many rupees are left in the account?
22. 22.A message says Rahul has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
23. 23.A message says Ishaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
24. 24.A message says Kabir has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
25. 25.A message says Pooja has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
26. 26.Meera’s mother has ₹2700 in her bank account. She pays ₹280 for a gas cylinder and ₹130 for vegetables by UPI. How many rupees are left in the account?
27. 27.Vivaan’s mother has ₹1800 in her bank account. She pays ₹80 for fruit and ₹210 for bread by UPI. How many rupees are left in the account?
28. 28.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
29. 29.Kabir gets a link: “Click now to win a phone worth ₹5000!” What should Kabir do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
30. 30.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
31. 31.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
32. 32.Diya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
33. 33.Dev’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
34. 34.A message says Sneha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
35. 35.Farhan sees that ₹2000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
36. 36.A stranger asks Vivaan to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
37. 37.A stranger asks Vivaan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
38. 38.Dev’s mother has ₹1300 in her bank account. She pays ₹120 for school books and ₹230 for fruit by UPI. How many rupees are left in the account?
39. 39.A message says Riya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
40. 40.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank

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