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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 82 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  2. 2.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  3. 3.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  4. 4.Meera’s mother has ₹1100 in her bank account. She pays ₹200 for vegetables and ₹220 for fruit by UPI. How many rupees are left in the account?
  5. 5.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  6. 6.Kabir’s mother has ₹1600 in her bank account. She pays ₹250 for milk and ₹50 for bread by UPI. How many rupees are left in the account?
  7. 7.Nisha’s mother has ₹2700 in her bank account. She pays ₹140 for school books and ₹200 for bread by UPI. How many rupees are left in the account?
  8. 8.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  9. 9.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  10. 10.Lakshmi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  11. 11.A stranger asks Lakshmi to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  12. 12.Zoya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  13. 13.A stranger asks Kabir to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  14. 14.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  15. 15.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  16. 16.Karan’s mother has ₹1900 in her bank account. She pays ₹60 for vegetables and ₹150 for a gas cylinder by UPI. How many rupees are left in the account?
  17. 17.Ananya’s mother has ₹1100 in her bank account. She pays ₹260 for milk and ₹390 for medicines by UPI. How many rupees are left in the account?
  18. 18.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  19. 19.Priya sees that ₹500 was sent to a wrong number by mistake. What should Priya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  20. 20.Rahul’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  21. 21.Isha’s mother has ₹1500 in her bank account. She pays ₹210 for milk and ₹200 for vegetables by UPI. How many rupees are left in the account?
  22. 22.Pooja’s mother has ₹2500 in her bank account. She pays ₹350 for milk and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
  23. 23.Karan’s mother has ₹1800 in her bank account. She pays ₹240 for milk and ₹250 for vegetables by UPI. How many rupees are left in the account?
  24. 24.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  25. 25.Rahul’s mother has ₹2500 in her bank account. She pays ₹330 for a gas cylinder and ₹300 for school books by UPI. How many rupees are left in the account?
  26. 26.Riya’s mother has ₹1800 in her bank account. She pays ₹110 for bread and ₹70 for milk by UPI. How many rupees are left in the account?
  27. 27.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  28. 28.Rohan gets a link: “Click now to win a phone worth ₹10000!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  29. 29.Farhan sees that ₹500 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  30. 30.Aditya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  31. 31.Isha’s mother has ₹2400 in her bank account. She pays ₹360 for medicines and ₹190 for school books by UPI. How many rupees are left in the account?
  32. 32.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  33. 33.Tara’s mother has ₹2000 in her bank account. She pays ₹120 for medicines and ₹310 for fruit by UPI. How many rupees are left in the account?
  34. 34.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  35. 35.Saanvi’s mother has ₹2500 in her bank account. She pays ₹50 for vegetables and ₹140 for milk by UPI. How many rupees are left in the account?
  36. 36.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  37. 37.Joseph gets a link: “Click now to win a phone worth ₹1000!” What should Joseph do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  38. 38.Kavya sees that ₹25000 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  39. 39.Dev’s mother has ₹2200 in her bank account. She pays ₹70 for bread and ₹290 for fruit by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Isha to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money

Answer key

  1. The name and amount
  2. Never share the OTP
  3. Never share the OTP
  4. 680
  5. Never share the OTP
  6. 1300
  7. 2360
  8. The name and amount
  9. Never share the OTP
  10. The name and amount
  11. Scanning a QR pays money
  12. The name of the shop
  13. Scanning a QR pays money
  14. The name of the shop
  15. No one
  16. 1690
  17. 450
  18. No PIN to receive money
  19. Tell a parent at once
  20. The name and amount
  21. 1090
  22. 1970
  23. 1310
  24. The name of the shop
  25. 1870
  26. 1620
  27. No one
  28. Ignore it, tell a parent
  29. Tell a parent at once
  30. The name and amount
  31. 1850
  32. Never share the OTP
  33. 1570
  34. Never share the OTP
  35. 2310
  36. Never share the OTP
  37. Ignore it, tell a parent
  38. Tell a parent at once
  39. 1840
  40. Scanning a QR pays money

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