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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 83 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  2. 2.Gurpreet’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  3. 3.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  4. 4.Sneha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  5. 5.A message says Lakshmi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  6. 6.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  7. 7.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  8. 8.Tara sees that ₹50000 was sent to a wrong number by mistake. What should Tara do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  9. 9.Farhan’s mother has ₹2900 in her bank account. She pays ₹330 for medicines and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  10. 10.Dev’s mother has ₹1000 in her bank account. She pays ₹190 for milk and ₹150 for a gas cylinder by UPI. How many rupees are left in the account?
  11. 11.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  12. 12.Vivaan gets a link: “Click now to win a phone worth ₹1000!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  13. 13.Aditya’s mother has ₹1400 in her bank account. She pays ₹150 for medicines and ₹140 for milk by UPI. How many rupees are left in the account?
  14. 14.Ishaan’s mother has ₹1200 in her bank account. She pays ₹90 for fruit and ₹340 for a gas cylinder by UPI. How many rupees are left in the account?
  15. 15.Vivaan sees that ₹1000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  16. 16.Manav’s mother has ₹2300 in her bank account. She pays ₹390 for milk and ₹180 for vegetables by UPI. How many rupees are left in the account?
  17. 17.Gurpreet sees that ₹25000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  18. 18.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  19. 19.Sneha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  20. 20.Arjun sees that ₹10000 was sent to a wrong number by mistake. What should Arjun do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  21. 21.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  22. 22.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  23. 23.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  24. 24.Nisha’s mother has ₹1400 in her bank account. She pays ₹130 for medicines and ₹360 for fruit by UPI. How many rupees are left in the account?
  25. 25.Diya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  26. 26.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  27. 27.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  28. 28.Lakshmi sees that ₹25000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  29. 29.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  30. 30.Ishaan’s mother has ₹1100 in her bank account. She pays ₹220 for school books and ₹330 for milk by UPI. How many rupees are left in the account?
  31. 31.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  32. 32.A message says Zoya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  33. 33.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  34. 34.Tara’s mother has ₹1400 in her bank account. She pays ₹280 for medicines and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
  35. 35.Diya’s mother has ₹1600 in her bank account. She pays ₹320 for a gas cylinder and ₹120 for fruit by UPI. How many rupees are left in the account?
  36. 36.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  37. 37.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  38. 38.A message says Dev has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  39. 39.Zoya’s mother has ₹2400 in her bank account. She pays ₹230 for a gas cylinder and ₹160 for fruit by UPI. How many rupees are left in the account?
  40. 40.Dev sees that ₹25000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once

Answer key

  1. No PIN to receive money
  2. The name and amount
  3. The name and amount
  4. The name and amount
  5. No PIN to receive money
  6. No one
  7. No one
  8. Tell a parent at once
  9. 2450
  10. 660
  11. Never share the OTP
  12. Ignore it, tell a parent
  13. 1110
  14. 770
  15. Tell a parent at once
  16. 1730
  17. Tell a parent at once
  18. Never share the OTP
  19. The name and amount
  20. Tell a parent at once
  21. Scanning a QR pays money
  22. Never share the OTP
  23. No one
  24. 910
  25. The name and amount
  26. The name of the shop
  27. Ignore it, tell a parent
  28. Tell a parent at once
  29. Never share the OTP
  30. 550
  31. No one
  32. No PIN to receive money
  33. No one
  34. 980
  35. 1160
  36. No one
  37. Never share the OTP
  38. No PIN to receive money
  39. 2010
  40. Tell a parent at once

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